Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q4 2025 | $5.3M | $5.2M | $4.6M | $191K | $-158K | -2.98% | 5.45% | 0.09% | 709 |
| Q3 2025 | $5.3M | $5.0M | $4.6M | $286K | $-63K | -1.57% | 5.35% | 1.72% | 715 |
| Q2 2025 | $5.7M | $5.4M | $4.6M | $305K | $-48K | -1.66% | 5.05% | 1.24% | 715 |
| Q1 2025 | $6.0M | $5.7M | $4.9M | $333K | $-16K | -1.05% | 4.95% | 0.00% | 717 |
| Q4 2024 | $6.9M | $6.5M | $5.2M | $349K | $-92K | -1.35% | 4.04% | 2.85% | 713 |
| Q3 2024 | $6.2M | $5.8M | $5.4M | $389K | $-52K | -1.12% | 4.46% | 2.89% | 719 |
| Q2 2024 | $6.2M | $5.6M | $5.6M | $400K | $-42K | -1.34% | 4.48% | 0.16% | 715 |
Loan mix (Q4 2025): real estate $1.9M · commercial $59K · consumer $2.3M · securities $9K
Nothing unusual in — — steady quarter.
| Ratio | Haxtun Community | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -2.98% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | -83.0% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 5.45% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 144.2% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Haxtun Community | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Haxtun Community | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Haxtun Community | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Haxtun Community | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.