Hastings Federal Credit Union
Total assets
$51.2M
▲ +1.9% YoY
Shares & deposits
$40.0M
▼ -1.9% YoY
Loans
$34.0M
▼ -5.0% YoY
Members
5,210
▲ +0.3% YoY
ROA (annualized)
2.24%
peers 0.60%
ROE (annualized)
10.90%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.9% | +1.3% | +0.6 pts |
| Share growth (YoY) | -1.9% | +0.7% | -2.6 pts |
| Loan growth (YoY) | -5.0% | -2.4% | -2.6 pts |
| ROA | 2.24% | 0.60% | +1.6 pts |
| ROE | 10.9% | 4.1% | +6.8 pts |
ROA ranks in the 96th percentile of its peer group · Q1 2026
Profile
- Established
- 1946
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- 707 N Marian Rd, Hastings, NE, 68901
- NCUA charter #
- 5291
- RSSD ID
- 540579
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $51.2M | $40.0M | $34.0M | $10.5M | $286K | 2.24% | 4.42% | 0.99% | 5,210 |
| Q4 2025 | $49.5M | $38.8M | $34.7M | $10.2M | $1.5M | 2.99% | 4.70% | 0.40% | 5,218 |
| Q3 2025 | $48.8M | $38.3M | $35.4M | $9.9M | $1.1M | 3.06% | 4.78% | 0.34% | 4,228 |
| Q2 2025 | $49.1M | $39.5M | $35.3M | $9.5M | $719K | 2.92% | 4.58% | 0.30% | 5,242 |
| Q1 2025 | $50.2M | $40.8M | $35.8M | $9.1M | $322K | 2.57% | 4.39% | 0.11% | 5,197 |
| Q4 2024 | $48.8M | $39.9M | $35.2M | $8.7M | $1.5M | 3.15% | 4.97% | 0.09% | 5,171 |
| Q3 2024 | $47.8M | $39.3M | $34.9M | $8.2M | $1.0M | 2.81% | 4.69% | 0.14% | 5,197 |
| Q2 2024 | $49.4M | $41.2M | $33.8M | $7.8M | $564K | 2.28% | 4.11% | 0.05% | 6,191 |
Loan mix (Q1 2026): real estate $7.2M · commercial $440K · consumer $24.2M · securities $11.3M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.24% | 0.60% | 96th | |
Return on equity Annualized net income ÷ equity or net worth | 10.9% | 4.1% | 88th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.42% | 3.83% | 74th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.4% | 81.5% | 11th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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