Great Plains Federal Credit Union
Total assets
$323.2M
▼ -4.9% YoY
Shares & deposits
$282.2M
▼ -7.1% YoY
Loans
$110.6M
▼ -12.6% YoY
Members
28,251
▼ -2.3% YoY
ROA (annualized)
0.21%
peers 0.69%
ROE (annualized)
1.63%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -4.9% | +3.9% | -8.8 pts |
| Share growth (YoY) | -7.1% | +3.3% | -10.4 pts |
| Loan growth (YoY) | -12.6% | +2.9% | -15.5 pts |
| ROA | 0.21% | 0.69% | -0.5 pts |
| ROE | 1.6% | 5.9% | -4.3 pts |
ROA ranks in the 17th percentile of its peer group · Q1 2026
Profile
- Established
- 1950
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- P O Box 2968, Joplin, MO, 64803
- NCUA charter #
- 6853
- RSSD ID
- 331188
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $323.2M | $282.2M | $110.6M | $41.6M | $169K | 0.21% | 2.76% | 0.51% | 28,251 |
| Q4 2025 | $326.6M | $285.7M | $112.9M | $41.8M | $291K | 0.09% | 2.24% | 0.79% | 28,478 |
| Q3 2025 | $339.4M | $299.1M | $118.0M | $41.8M | $338K | 0.13% | 2.02% | 0.81% | 28,677 |
| Q2 2025 | $344.2M | $307.4M | $123.3M | $39.7M | $-1.8M | -1.06% | 1.86% | 0.79% | 28,834 |
| Q1 2025 | $339.9M | $303.9M | $126.6M | $40.8M | $-718K | -0.84% | 1.79% | 0.93% | 28,924 |
| Q4 2024 | $323.0M | $288.4M | $131.0M | $41.9M | $-6.9M | -2.13% | 2.02% | 1.48% | 28,980 |
| Q3 2024 | $323.0M | $283.7M | $134.7M | $44.8M | $-4.0M | -1.66% | 2.04% | 1.80% | 29,063 |
| Q2 2024 | $322.0M | $283.8M | $136.2M | $46.4M | $-2.4M | -1.50% | 2.04% | 2.15% | 29,074 |
Loan mix (Q1 2026): real estate $33.2M · commercial $6.9M · consumer $65.8M · securities $183.9M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.21% | 0.69% | 17th | |
Return on equity Annualized net income ÷ equity or net worth | 1.6% | 5.9% | 15th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.76% | 3.62% | 8th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 81.9% | 78.7% | 62th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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