Fox Communities Credit Union
Total assets
$3.35B
▲ +7.2% YoY
Shares & deposits
$2.63B
▲ +9.3% YoY
Loans
$2.63B
▲ +9.4% YoY
Members
140,872
▲ +4.0% YoY
ROA (annualized)
1.24%
peers 0.71%
ROE (annualized)
11.92%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.2% | +5.1% | +2.1 pts |
| Share growth (YoY) | +9.3% | +4.9% | +4.5 pts |
| Loan growth (YoY) | +9.4% | +5.4% | +3.9 pts |
| ROA | 1.24% | 0.71% | +0.5 pts |
| ROE | 11.9% | 6.3% | +5.6 pts |
ROA ranks in the 84th percentile of its peer group · Q1 2026
Profile
- Established
- 1937
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 2201 E Enterprise Ave, Appleton, WI, 54913
- NCUA charter #
- 66731
- RSSD ID
- 941699
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.35B | $2.63B | $2.63B | $349.6M | $10.4M | 1.24% | 3.02% | 0.22% | 140,872 |
| Q4 2025 | $3.27B | $2.55B | $2.58B | $339.2M | $32.4M | 0.99% | 2.86% | 0.23% | 140,301 |
| Q3 2025 | $3.23B | $2.49B | $2.57B | $331.5M | $24.7M | 1.02% | 2.80% | 0.32% | 139,167 |
| Q2 2025 | $3.15B | $2.42B | $2.47B | $321.8M | $15.0M | 0.95% | 2.76% | 0.29% | 137,073 |
| Q1 2025 | $3.12B | $2.41B | $2.40B | $313.2M | $6.4M | 0.81% | 2.68% | 0.22% | 135,514 |
| Q4 2024 | $3.01B | $2.35B | $2.35B | $306.8M | $24.6M | 0.82% | 2.44% | 0.33% | 134,067 |
| Q3 2024 | $3.13B | $2.37B | $2.27B | $299.5M | $17.2M | 0.73% | 2.26% | 0.29% | 132,863 |
| Q2 2024 | $3.00B | $2.38B | $2.26B | $293.1M | $10.9M | 0.73% | 2.28% | 0.23% | 131,326 |
Loan mix (Q1 2026): real estate $1.13B · commercial $894.0M · consumer $553.2M · securities $415.1M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.24% | 0.71% | 84th | |
Return on equity Annualized net income ÷ equity or net worth | 11.9% | 6.3% | 90th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.02% | 3.32% | 30th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.6% | 73.0% | 22th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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