Fitzsimons Federal Credit Union
Total assets
$214.6M
▲ +0.5% YoY
Shares & deposits
$172.9M
▲ +0.1% YoY
Loans
$149.2M
▼ -7.7% YoY
Members
12,964
▼ -10.4% YoY
ROA (annualized)
-0.34%
peers 0.69%
ROE (annualized)
-2.46%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.5% | +3.9% | -3.4 pts |
| Share growth (YoY) | +0.1% | +3.3% | -3.2 pts |
| Loan growth (YoY) | -7.7% | +2.9% | -10.6 pts |
| ROA | -0.34% | 0.69% | -1.0 pts |
| ROE | -2.5% | 5.9% | -8.4 pts |
ROA ranks in the 4th percentile of its peer group · Q1 2026
Profile
- Established
- 1955
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 2201 N Fitzsimons Pkwy, Aurora, CO, 80045
- NCUA charter #
- 10572
- RSSD ID
- 828183
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $214.6M | $172.9M | $149.2M | $30.0M | $-185K | -0.34% | 3.88% | 1.87% | 12,964 |
| Q4 2025 | $214.3M | $173.1M | $153.0M | $30.2M | $28K | 0.01% | 4.12% | 2.51% | 13,267 |
| Q3 2025 | $210.3M | $170.0M | $159.5M | $29.9M | $-311K | -0.20% | 4.23% | 2.00% | 13,773 |
| Q2 2025 | $213.1M | $172.8M | $161.9M | $30.1M | $-322K | -0.30% | 4.10% | 2.12% | 14,328 |
| Q1 2025 | $213.6M | $172.7M | $161.6M | $30.7M | $262K | 0.49% | 4.05% | 1.32% | 14,467 |
| Q4 2024 | $216.7M | $175.2M | $161.8M | $30.5M | $1.4M | 0.64% | 3.74% | 1.20% | 14,647 |
| Q3 2024 | $215.6M | $175.4M | $160.8M | $29.7M | $911K | 0.56% | 3.83% | 0.81% | 13,593 |
| Q2 2024 | $219.2M | $178.7M | $160.4M | $29.6M | $550K | 0.50% | 3.71% | 0.79% | 13,761 |
Loan mix (Q1 2026): real estate $72.4M · commercial $15.4M · consumer $60.9M · securities $10.0M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.34% | 0.69% | 4th | |
Return on equity Annualized net income ÷ equity or net worth | -2.5% | 5.9% | 5th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.88% | 3.62% | 67th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 84.5% | 78.7% | 70th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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