Elevations Credit Union
Total assets
$3.54B
▲ +3.6% YoY
Shares & deposits
$2.72B
▲ +3.4% YoY
Loans
$2.68B
▲ +1.3% YoY
Members
180,272
▲ +1.6% YoY
ROA (annualized)
0.92%
peers 0.71%
ROE (annualized)
8.04%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.6% | +5.1% | -1.5 pts |
| Share growth (YoY) | +3.4% | +4.9% | -1.5 pts |
| Loan growth (YoY) | +1.3% | +5.4% | -4.2 pts |
| ROA | 0.92% | 0.71% | +0.2 pts |
| ROE | 8.0% | 6.3% | +1.8 pts |
ROA ranks in the 67th percentile of its peer group · Q1 2026
Profile
- Established
- 1952
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 9004, Boulder, CO, 80301
- NCUA charter #
- 68565
- RSSD ID
- 496087
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.54B | $2.72B | $2.68B | $403.8M | $8.1M | 0.92% | 3.62% | 0.42% | 180,272 |
| Q4 2025 | $3.52B | $2.67B | $2.64B | $395.7M | $37.2M | 1.06% | 3.67% | 0.16% | 179,924 |
| Q3 2025 | $3.42B | $2.61B | $2.63B | $392.5M | $29.2M | 1.14% | 3.76% | 0.18% | 179,745 |
| Q2 2025 | $3.39B | $2.60B | $2.63B | $383.7M | $20.4M | 1.20% | 3.77% | 0.19% | 178,506 |
| Q1 2025 | $3.42B | $2.63B | $2.65B | $372.0M | $8.7M | 1.01% | 3.68% | 0.24% | 177,379 |
| Q4 2024 | $3.38B | $2.58B | $2.67B | $363.3M | $34.9M | 1.03% | 3.53% | 0.34% | 176,752 |
| Q3 2024 | $3.31B | $2.54B | $2.62B | $359.0M | $26.0M | 1.05% | 3.56% | 0.21% | 178,068 |
| Q2 2024 | $3.41B | $2.54B | $2.63B | $350.6M | $17.6M | 1.03% | 3.45% | 0.12% | 178,835 |
Loan mix (Q1 2026): real estate $2.18B · commercial $316.4M · consumer $160.1M · securities $542.0M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Elevations Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.92% | 0.71% | 67th | |
Return on equity Annualized net income ÷ equity or net worth | 8.0% | 6.3% | 66th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.62% | 3.32% | 70th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 81.5% | 73.0% | 81th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Elevations Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Elevations Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Elevations Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Elevations Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Meritrust Credit UnionBroomfield, CO · $4.19B
- Credit Union Of Colorado, A Federal Credit UnionDenver, CO · $2.66B
- Canvas Credit UnionLone Tree, CO · $5.14B
- Indiana Members Credit UnionIndianapolis, IN · $3.54B
- Oregon Community Credit UnionEugene, OR · $3.57B
- TruMark Financial Credit UnionFort Washington, PA · $3.57B
Selling to Elevations Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.