Doe Run Federal Credit Union
Total assets
$12.1M
▼ -2.8% YoY
Shares & deposits
$10.7M
▼ -3.2% YoY
Loans
$5.6M
▼ -16.1% YoY
Members
1,523
▼ -12.3% YoY
ROA (annualized)
-0.25%
peers 0.60%
ROE (annualized)
-2.20%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -2.8% | +1.3% | -4.1 pts |
| Share growth (YoY) | -3.2% | +0.7% | -3.9 pts |
| Loan growth (YoY) | -16.1% | -2.4% | -13.8 pts |
| ROA | -0.25% | 0.60% | -0.9 pts |
| ROE | -2.2% | 4.1% | -6.3 pts |
ROA ranks in the 17th percentile of its peer group · Q1 2026
Profile
- Established
- 1979
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 3
- Address
- Po Box 400, Brandenburg, KY, 40108
- NCUA charter #
- 23376
- RSSD ID
- 624488
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $12.1M | $10.7M | $5.6M | $1.4M | $-8K | -0.25% | 4.16% | 3.75% | 1,523 |
| Q4 2025 | $12.1M | $10.7M | $5.8M | $1.4M | $23K | 0.19% | 4.25% | 1.23% | 1,518 |
| Q3 2025 | $12.9M | $11.4M | $6.1M | $1.4M | $-43K | -0.44% | 3.95% | 0.97% | 1,524 |
| Q2 2025 | $12.6M | $11.2M | $6.5M | $1.4M | $14K | 0.23% | 4.06% | 1.21% | 1,737 |
| Q1 2025 | $12.5M | $11.0M | $6.7M | $1.4M | $-2K | -0.07% | 4.06% | 0.10% | 1,736 |
| Q4 2024 | $12.1M | $10.6M | $7.3M | $1.4M | $4K | 0.03% | 4.34% | 0.57% | 1,744 |
| Q3 2024 | $12.4M | $11.0M | $7.6M | $1.4M | $24K | 0.25% | 4.23% | 0.34% | 1,753 |
| Q2 2024 | $12.8M | $11.2M | $7.8M | $1.4M | $17K | 0.26% | 4.05% | 0.20% | 1,757 |
Loan mix (Q1 2026): real estate $443K · commercial $0 · consumer $4.3M · securities $3.9M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.25% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | -2.2% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.16% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 105.4% | 81.5% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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