Dfcu Tulsa Federal Credit Union
Total assets
$64.5M
▲ +6.0% YoY
Shares & deposits
$55.1M
▲ +6.1% YoY
Loans
$43.9M
▲ +4.0% YoY
Members
7,931
▼ -1.1% YoY
ROA (annualized)
0.37%
peers 0.60%
ROE (annualized)
2.45%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.0% | +1.3% | +4.7 pts |
| Share growth (YoY) | +6.1% | +0.7% | +5.4 pts |
| Loan growth (YoY) | +4.0% | -2.4% | +6.3 pts |
| ROA | 0.37% | 0.60% | -0.2 pts |
| ROE | 2.5% | 4.1% | -1.6 pts |
ROA ranks in the 38th percentile of its peer group · Q1 2026
Profile
- Established
- 1969
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- 11310 E Pine St, Tulsa, OK, 74116
- NCUA charter #
- 19355
- RSSD ID
- 124483
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $64.5M | $55.1M | $43.9M | $9.8M | $60K | 0.37% | 3.09% | 1.60% | 7,931 |
| Q4 2025 | $61.9M | $52.7M | $43.9M | $9.7M | $405K | 0.65% | 3.41% | 2.14% | 8,030 |
| Q3 2025 | $61.2M | $52.1M | $43.9M | $9.7M | $337K | 0.73% | 3.47% | 1.32% | 8,012 |
| Q2 2025 | $61.0M | $52.0M | $43.2M | $9.5M | $213K | 0.70% | 3.47% | 1.62% | 8,026 |
| Q1 2025 | $60.8M | $52.0M | $42.2M | $9.4M | $89K | 0.58% | 3.33% | 1.45% | 8,023 |
| Q4 2024 | $59.4M | $50.5M | $42.7M | $9.3M | $199K | 0.34% | 3.13% | 2.52% | 8,183 |
| Q3 2024 | $58.8M | $50.0M | $44.0M | $9.3M | $150K | 0.34% | 3.10% | 2.37% | 8,271 |
| Q2 2024 | $58.3M | $49.5M | $44.0M | $9.2M | $59K | 0.20% | 3.06% | 1.39% | 8,523 |
Loan mix (Q1 2026): real estate $3.2M · commercial $0 · consumer $30.2M · securities $16.1M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.37% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | 2.5% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.09% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 79.4% | 81.5% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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