No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $922.1M | $817.0M | $644.1M | $91.6M | $2.6M | 1.12% | 3.94% | 1.33% | 58,012 |
| Q4 2025 | $914.9M | $811.1M | $645.7M | $89.1M | $4.8M | 0.53% | 3.79% | 2.16% | 58,779 |
| Q3 2025 | $913.1M | $813.0M | $680.1M | $88.4M | $3.3M | 0.48% | 3.73% | 2.51% | 59,821 |
| Q2 2025 | $915.8M | $818.0M | $684.9M | $87.0M | $1.7M | 0.38% | 3.57% | 1.85% | 67,933 |
| Q1 2025 | $805.5M | $717.5M | $595.9M | $77.4M | $1.2M | 0.59% | 3.66% | 0.80% | 60,313 |
| Q4 2024 | $805.9M | $719.3M | $582.0M | $76.2M | $3.1M | 0.39% | 3.35% | 1.00% | 60,728 |
| Q3 2024 | $818.9M | $731.4M | $575.6M | $76.0M | $2.0M | 0.32% | 3.25% | 1.28% | 61,017 |
| Q2 2024 | $814.6M | $728.2M | $571.7M | $75.8M | $1.7M | 0.43% | 3.21% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.12% | 0.62% | 79th | |
Return on equity Annualized net income ÷ equity or net worth | 11.2% | 5.9% | 87th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.94% | 3.48% |
Peer lists, growth filters, CSV export, CRM push.
| 1.72% |
| 61,109 |
Loan mix (Q1 2026): real estate $355.1M · commercial $4.2M · consumer $264.9M · securities $106.0M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 72.9% | 78.3% | 27th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.