CharterBench

Comanche County Federal Credit Union

Credit UnionFCULawton, OK·Est. 1964·NCUA #16367Compare ⇄
Total assets
$36.2M
+3.8% YoY
Shares & deposits
$29.2M
+2.6% YoY
Loans
$6.5M
-4.6% YoY
Members
3,223
-10.2% YoY
ROA (annualized)
1.36%
peers 0.60%
ROE (annualized)
7.38%
peers 4.10%

Peer comparison 2,508 credit unions with <100M in assets

MetricThis credit unionPeer medianΔ
Asset growth (YoY)+3.8%+1.3%+2.5 pts
Share growth (YoY)+2.6%+0.7%+1.9 pts
Loan growth (YoY)-4.6%-2.4%-2.3 pts
ROA1.36%0.60%+0.8 pts
ROE7.4%4.1%+3.3 pts

ROA ranks in the 82nd percentile of its peer group · Q1 2026

Profile

Established
1964
Charter
FCU
Primary regulator
NCUA
NCUA peer group
Peer group 3
Address
Po Box 143, Lawton, OK, 73502
NCUA charter #
16367
RSSD ID
599081
Latest call report
Q1 2026

Total assets last 8 quarters

Q2 2024 → Q1 2026

Members last 8 quarters

Q2 2024 → Q1 2026

Quarterly financials NCUA 5300 call report

QuarterAssetsSharesLoansNet worthNet income YTDROANIMDelinquencyMembers
Q1 2026$36.2M$29.2M$6.5M$6.7M$123K1.36%3.55%0.00%3,223
Q4 2025$35.1M$28.2M$6.5M$6.6M$642K1.83%3.94%0.00%3,344
Q3 2025$34.3M$27.6M$6.5M$6.4M$495K1.92%4.05%0.00%3,424
Q2 2025$35.0M$28.4M$6.7M$6.3M$334K1.91%3.97%0.21%3,418
Q1 2025$34.9M$28.5M$6.8M$6.1M$163K1.86%3.90%0.04%3,589
Q4 2024$34.5M$28.3M$7.1M$5.9M$589K1.71%3.75%0.00%3,603
Q3 2024$34.3M$28.2M$7.5M$5.8M$444K1.73%3.71%0.05%3,623
Q2 2024$34.2M$28.3M$7.3M$5.6M$281K1.64%3.61%0.33%3,637

Loan mix (Q1 2026): real estate $689K · commercial $0 · consumer $5.4M · securities $24.8M

Ratio pack Q1 2026 · peer medians from 2508 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.36%Q2 2024 → Q1 20260.60%
Return on equity
Annualized net income ÷ equity or net worth
7.4%Q2 2024 → Q1 20264.1%
Net interest margin
Interest income − interest expense, ÷ assets
3.55%Q2 2024 → Q1 20263.83%
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
68.3%Q1 2025 → Q1 202681.5%
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Loans per member
Member borrowing depth
00.0%
00.0%
Deposits per member
Member relationship depth
00.0%
00.0%
12 more ratios, with trends and peer percentiles.

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