No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $74.1M | $65.3M | $24.3M | $8.5M | $217K | 1.17% | 2.93% | 0.70% | 5,482 |
| Q4 2025 | $72.5M | $64.0M | $24.8M | $8.3M | $457K | 0.63% | 2.95% | 0.60% | 5,494 |
| Q3 2025 | $72.3M | $64.1M | $24.4M | $8.1M | $281K | 0.52% | 2.92% | 0.80% | 5,535 |
| Q2 2025 | $72.3M | $64.1M | $25.1M | $8.1M | $227K | 0.63% | 2.88% | 0.52% | 5,557 |
| Q1 2025 | $72.9M | $64.8M | $25.2M | $8.0M | $117K | 0.64% | 2.79% | 0.71% | 5,652 |
| Q4 2024 | $70.5M | $62.4M | $25.5M | $7.9M | $189K | 0.27% | 2.54% | 0.90% | 5,670 |
| Q3 2024 | $69.3M | $61.3M | $25.8M | $7.8M | $137K | 0.26% | 2.50% | 0.70% | 5,699 |
| Q2 2024 | $71.2M | $63.3M | $26.3M | $7.8M | $56K | 0.16% | 2.32% | 0.44% |
| Ratio | Champion Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.17% | 0.60% | 75th | |
Return on equity Annualized net income ÷ equity or net worth | 10.2% | 4.1% | 86th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.93% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 5,746 |
Loan mix (Q1 2026): real estate $7.9M · commercial $0 · consumer $15.0M · securities $34.3M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.5% | 81.5% | 38th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Champion Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Champion Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Champion Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Champion Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.