| Metric | Campus Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +19.2% | +1.3% | +17.9 pts |
| Share growth (YoY) | +20.9% | +0.9% | +19.9 pts |
| Loan growth (YoY) | +3.1% | -2.6% | +5.8 pts |
| ROA | 0.65% | 0.65% | +0.0 pts |
| ROE | 7.1% | 4.4% | +2.7 pts |
ROA ranks in the 50th percentile of its peer group · Q2 2026
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $41.1M | $37.1M | $28.6M | $3.8M | $134K | 0.65% | 5.18% | 0.50% | 4,506 |
| Q1 2026 | $41.4M | $37.5M | $28.3M | $3.6M | $25K | 0.24% | 5.11% | 0.23% | 4,584 |
| Q4 2025 | $39.4M | $35.6M | $28.8M | $3.6M | $160K | 0.41% | 5.43% | 2.12% | 4,653 |
| Q3 2025 | $39.5M | $35.7M | $28.7M | $3.6M | $149K | 0.50% | 5.45% | 2.42% | 4,815 |
| Q2 2025 | $34.5M | $30.7M | $27.7M | $3.6M | $105K | 0.61% | 6.11% | 0.36% | 4,737 |
| Q1 2025 | $37.0M | $33.3M | $26.8M | $3.6M | $109K | 1.18% | 5.54% | 0.25% | 4,661 |
| Q4 2024 | $35.2M | $31.6M | $26.9M | $3.5M | $61K | 0.17% | 5.01% | 0.76% | 4,619 |
| Q3 2024 | $34.2M | $30.6M | $26.4M | $3.4M | $-24K | -0.09% | 5.01% | 0.59% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.65% | 0.65% | 50th | |
Return on equity Annualized net income ÷ equity or net worth | 7.1% | 4.4% | 70th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.18% | 3.88% |
Peer lists, growth filters, CSV export, CRM push.
| 4,662 |
| Q2 2024 | $34.1M | $30.6M | $25.4M | $3.4M | $-32K | -0.19% | 4.83% | 2.41% | 4,599 |
Loan mix (Q2 2026): real estate $3.1M · commercial $3.5M · consumer $21.3M · securities $6.3M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 82.9% | 80.6% | 56th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Campus Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2025). Biggest market: Sedgwick, KS, ranked 41st with 0.2% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Sedgwick, KS | 1 | $37.1M* | 0.16% | 41st |
Kansas: 243rd with 0.03% · Wichita metro: 51st, 0.14% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 3 · 2023 2 · 2024 2 · 2025 1 · 2026 1