Boulder Dam Credit Union
Total assets
$865.0M
▲ +2.1% YoY
Shares & deposits
$746.6M
▲ +0.2% YoY
Loans
$358.0M
▲ +7.8% YoY
Members
19,909
▼ -1.1% YoY
ROA (annualized)
1.37%
peers 0.62%
ROE (annualized)
9.45%
peers 5.92%
Peer comparison 284 credit unions with 500M-1B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.1% | +4.8% | -2.7 pts |
| Share growth (YoY) | +0.2% | +4.3% | -4.1 pts |
| Loan growth (YoY) | +7.8% | +4.3% | +3.5 pts |
| ROA | 1.37% | 0.62% | +0.8 pts |
| ROE | 9.4% | 5.9% | +3.5 pts |
ROA ranks in the 85th percentile of its peer group · Q1 2026
Profile
- Established
- 1940
- Charter
- NFICU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 61530, Boulder City, NV, 89006
- NCUA charter #
- 96084
- RSSD ID
- 373478
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $865.0M | $746.6M | $358.0M | $125.6M | $3.0M | 1.37% | 2.76% | 0.21% | 19,909 |
| Q4 2025 | $865.0M | $749.1M | $352.4M | $122.7M | $10.6M | 1.22% | 2.43% | 0.08% | 19,880 |
| Q3 2025 | $855.8M | $743.2M | $347.7M | $120.3M | $8.2M | 1.28% | 2.51% | 0.06% | 19,990 |
| Q2 2025 | $852.5M | $744.9M | $344.8M | $117.0M | $4.9M | 1.16% | 2.39% | 0.11% | 20,051 |
| Q1 2025 | $847.2M | $744.8M | $331.9M | $114.9M | $2.8M | 1.33% | 2.52% | 0.08% | 20,133 |
| Q4 2024 | $829.2M | $729.3M | $318.5M | $112.1M | $9.9M | 1.19% | 2.33% | 0.12% | 20,103 |
| Q3 2024 | $819.2M | $717.8M | $309.4M | $110.5M | $8.3M | 1.35% | 2.46% | 0.07% | 20,235 |
| Q2 2024 | $804.3M | $710.9M | $300.6M | $107.4M | $5.2M | 1.30% | 2.47% | 0.04% | 20,281 |
Loan mix (Q1 2026): real estate $307.6M · commercial $10.9M · consumer $32.9M · securities $382.1M
Ratio pack Q1 2026 · peer medians from 284 institutions
Profitability
| Ratio | Boulder Dam Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.37% | 0.62% | 85th | |
Return on equity Annualized net income ÷ equity or net worth | 9.4% | 5.9% | 77th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.76% | 3.48% | 11th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 53.4% | 78.3% | 4th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Boulder Dam Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Boulder Dam Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Boulder Dam Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Boulder Dam Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
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