No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $36.0M | $30.9M | $11.9M | $4.9M | $10K | 0.12% | 2.41% | 0.20% | 3,407 |
| Q4 2025 | $34.5M | $29.1M | $12.3M | $4.9M | $252K | 0.73% | 2.94% | 0.38% | 3,425 |
| Q3 2025 | $33.5M | $28.2M | $12.6M | $4.9M | $228K | 0.91% | 3.16% | 0.67% | 3,434 |
| Q2 2025 | $33.8M | $28.5M | $12.4M | $4.9M | $160K | 0.95% | 3.14% | 0.47% | 3,431 |
| Q1 2025 | $33.3M | $28.2M | $12.5M | $4.8M | $8K | 0.09% | 3.25% | 0.07% | 3,810 |
| Q4 2024 | $31.1M | $26.2M | $12.9M | $4.7M | $508K | 1.63% | 3.75% | 0.04% | 3,552 |
| Q3 2024 | $30.6M | $25.5M | $12.9M | $4.6M | $383K | 1.67% | 3.88% | 0.14% | 3,551 |
| Q2 2024 | $31.3M | $26.7M | $12.5M | $4.4M | $304K | 1.94% | 3.78% | 0.01% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.12% | 0.60% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 0.9% | 4.1% | 27th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.41% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 3,548 |
Loan mix (Q1 2026): real estate $535K · commercial $0 · consumer $10.1M · securities $13.2M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 97.1% | 81.5% | 82th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.