Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $368 | $0 | $0 | $368 | $-49K | -26629.89% | -26316.30% | — | 1 |
| Q1 2025 | $554K | $505K | $272K | $50K | $487 | 0.35% | 2.70% | 0.00% | 87 |
| Q4 2024 | $554K | $505K | $308K | $49K | $17 | 0.00% | 0.93% | 0.00% | 87 |
| Q3 2024 | $575K | $508K | $370K | $68K | $18K | 4.17% | 5.08% | 0.00% | 88 |
| Q2 2024 | $631K | $569K | $466K | $62K | $13K | 4.13% | 5.03% | 0.00% | 88 |
Nothing unusual in — — steady quarter.
| Ratio | Assumption Beaumont | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -26629.89% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | -26629.9% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | -26316.30% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | — | Not enough history yet. | — | — |
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Non-interest income share Fees and other income as a share of total revenue |
| 00.0% |
| 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Assumption Beaumont | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Assumption Beaumont | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Assumption Beaumont | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Assumption Beaumont | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.