No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.27B | $940.8M | $890.6M | $136.2M | $-914K | -0.29% | 2.52% | 0.43% | 47,585 |
| Q4 2025 | $1.25B | $918.4M | $886.6M | $137.2M | $-1.6M | -0.13% | 2.49% | 0.62% | 47,765 |
| Q3 2025 | $1.27B | $920.2M | $868.7M | $137.5M | $-1.2M | -0.13% | 2.42% | 0.42% | 47,637 |
| Q2 2025 | $1.25B | $913.3M | $879.9M | $137.4M | $-1.4M | -0.22% | 2.41% | 0.62% | 47,366 |
| Q1 2025 | $1.28B | $949.7M | $891.8M | $138.2M | $-508K | -0.16% | 2.32% | 0.28% | 49,389 |
| Q4 2024 | $1.31B | $958.6M | $907.3M | $138.7M | $7.3M | 0.55% | 2.50% | 0.30% | 49,542 |
| Q3 2024 | $1.32B | $952.3M | $941.8M | $137.5M | $6.0M | 0.60% | 2.52% | 0.28% | 49,458 |
| Q2 2024 | $1.33B | $974.4M | $987.4M | $137.1M | $5.6M | 0.84% |
| Ratio | Amplify Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.29% | 0.71% | 1th | |
Return on equity Annualized net income ÷ equity or net worth | -2.7% | 6.3% | 2th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.52% | 3.32% |
Peer lists, growth filters, CSV export, CRM push.
| 2.55% |
| 0.25% |
| 49,407 |
Loan mix (Q1 2026): real estate $714.4M · commercial $117.0M · consumer $48.8M · securities $143.8M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 108.4% | 73.0% | 100th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Amplify Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Amplify Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Amplify Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Amplify Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.