Allegius Federal Credit Union
Total assets
$179.5M
▼ -1.9% YoY
Shares & deposits
$158.1M
▼ -3.7% YoY
Loans
$86.9M
▼ -5.1% YoY
Members
11,180
▼ -9.5% YoY
ROA (annualized)
0.13%
peers 0.69%
ROE (annualized)
0.94%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.9% | +3.9% | -5.9 pts |
| Share growth (YoY) | -3.7% | +3.3% | -7.0 pts |
| Loan growth (YoY) | -5.1% | +2.9% | -8.0 pts |
| ROA | 0.13% | 0.69% | -0.6 pts |
| ROE | 0.9% | 5.9% | -5.0 pts |
ROA ranks in the 13th percentile of its peer group · Q1 2026
Profile
- Established
- 1966
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 244 Allegius Dr, Burns Harbor, IN, 46304
- NCUA charter #
- 17389
- RSSD ID
- 279280
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $179.5M | $158.1M | $86.9M | $24.9M | $58K | 0.13% | 4.06% | 1.85% | 11,180 |
| Q4 2025 | $175.6M | $154.6M | $91.4M | $24.9M | $1.1M | 0.61% | 4.27% | 2.16% | 11,245 |
| Q3 2025 | $177.8M | $157.2M | $95.3M | $24.2M | $368K | 0.28% | 4.18% | 2.02% | 11,424 |
| Q2 2025 | $177.5M | $158.8M | $88.4M | $23.8M | $-52K | -0.06% | 4.07% | 1.87% | 12,305 |
| Q1 2025 | $183.1M | $164.2M | $91.6M | $23.6M | $-313K | -0.68% | 3.92% | 2.32% | 12,348 |
| Q4 2024 | $176.8M | $160.0M | $95.5M | $23.9M | $1.1M | 0.65% | 4.08% | 1.53% | 12,402 |
| Q3 2024 | $181.1M | $161.8M | $100.4M | $23.4M | $654K | 0.48% | 4.00% | 1.15% | 12,458 |
| Q2 2024 | $180.5M | $163.0M | $104.3M | $23.0M | $302K | 0.33% | 4.02% | 1.06% | 12,672 |
Loan mix (Q1 2026): real estate $10.9M · commercial $0 · consumer $32.3M · securities $54.3M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.13% | 0.69% | 13th | |
Return on equity Annualized net income ÷ equity or net worth | 0.9% | 5.9% | 12th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.06% | 3.62% | 77th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 80.2% | 78.7% | 56th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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