Alaska Dist Engineers Federal Credit Union
Total assets
$14.0M
▲ +6.4% YoY
Shares & deposits
$12.9M
▲ +6.3% YoY
Loans
$2.7M
▲ +3.0% YoY
Members
472
▼ -1.7% YoY
ROA (annualized)
0.81%
peers 0.60%
ROE (annualized)
9.94%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.4% | +1.3% | +5.1 pts |
| Share growth (YoY) | +6.3% | +0.7% | +5.6 pts |
| Loan growth (YoY) | +3.0% | -2.4% | +5.4 pts |
| ROA | 0.81% | 0.60% | +0.2 pts |
| ROE | 9.9% | 4.1% | +5.8 pts |
ROA ranks in the 60th percentile of its peer group · Q1 2026
Profile
- Established
- 1949
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 3
- Address
- P.O. Box 6289, Jber, AK, 99506
- NCUA charter #
- 6237
- RSSD ID
- 965882
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $14.0M | $12.9M | $2.7M | $1.1M | $28K | 0.81% | 3.30% | 0.12% | 472 |
| Q4 2025 | $13.8M | $12.7M | $2.7M | $1.1M | $56K | 0.40% | 2.86% | 0.19% | 475 |
| Q3 2025 | $13.0M | $11.9M | $2.6M | $1.1M | $52K | 0.53% | 2.93% | 0.21% | 473 |
| Q2 2025 | $12.7M | $11.6M | $2.6M | $1.1M | $21K | 0.33% | 2.92% | 0.35% | 475 |
| Q1 2025 | $13.2M | $12.1M | $2.6M | $1.1M | $7K | 0.21% | 2.73% | 0.15% | 480 |
| Q4 2024 | $13.1M | $12.0M | $2.7M | $1.1M | $29K | 0.22% | 2.64% | 0.19% | 480 |
| Q3 2024 | $12.6M | $11.6M | $2.8M | $1.1M | $24K | 0.25% | 2.73% | 1.17% | 484 |
| Q2 2024 | $12.7M | $11.7M | $3.1M | $1.0M | $11K | 0.17% | 2.70% | 0.40% | 488 |
Loan mix (Q1 2026): real estate $618K · commercial $0 · consumer $2.1M · securities $9.2M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.81% | 0.60% | 60th | |
Return on equity Annualized net income ÷ equity or net worth | 9.9% | 4.1% | 84th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.30% | 3.83% | 28th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.4% | 81.5% | 38th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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