Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $5.9M | $4.1M | $1.0M | $1.8M | $-73K | -2.49% | 4.81% | 0.00% | 651 |
| Q1 2025 | $6.4M | $4.5M | $1.0M | $1.9M | $35K | 2.18% | 4.52% | 1.22% | 690 |
| Q4 2024 | $6.4M | $4.5M | $1.1M | $1.9M | $49K | 0.77% | 4.96% | 0.43% | 701 |
| Q3 2024 | $6.4M | $4.5M | $1.2M | $1.9M | $51K | 1.07% | 4.94% | 1.11% | 725 |
| Q2 2024 | $6.5M | $4.7M | $1.3M | $1.9M | $26K | 0.80% | 4.70% | 0.00% | 740 |
Loan mix (Q2 2025): real estate $0 · commercial $0 · consumer $756K · securities $4.0M
Nothing unusual in — — steady quarter.
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -2.49% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | -8.1% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.81% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 151.7% |
Peer lists, growth filters, CSV export, CRM push.
| — |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | A L E C | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2024). Biggest market: East Baton Rouge, LA, ranked 56th with 0.0% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| East Baton Rouge, LA | 1 | $4.1M* | 0.02% | 56th |
Louisiana: 238th with 0.00% · Baton Rouge metro: 68th, 0.01% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1