| Metric | Tolleson Private Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.1% | +4.9% | -0.8 pts |
| Deposit growth (YoY) | +4.9% | +4.3% | +0.6 pts |
| Loan growth (YoY) | +1.0% | +5.3% | -4.3 pts |
| ROA | 1.50% | 1.28% | +0.2 pts |
| ROE | 17.3% | 12.4% | +4.9 pts |
ROA ranks in the 63rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $982.0M | $857.4M | $751.9M | $85.1M | $7.3M | 1.50% | 2.88% | 0.00% |
| Q1 2026 | $916.0M | $818.0M | $752.4M | $84.0M | $3.5M | 1.45% | 2.83% | 0.00% |
| Q4 2025 | $1.01B | $914.0M | $706.4M | $83.1M | $14.1M | 1.48% | 2.34% | 0.00% |
| Q3 2025 | $945.3M | $848.4M | $732.7M | $82.1M | $10.9M | 1.55% | 2.28% | 0.00% |
| Q2 2025 | $943.2M | $817.4M | $744.1M | $81.3M | $7.8M | 1.66% | 2.22% | 0.00% |
| Q1 2025 | $955.0M | $839.3M | $751.2M | $80.7M | $4.4M | 1.87% | 2.13% | 0.03% |
| Q4 2024 | $919.8M | $826.8M | $763.0M | $78.2M | $10.6M | 1.10% | 1.74% | 0.03% |
| Q3 2024 | $967.8M | $836.8M | $760.1M | $78.0M | $8.0M | 1.09% | 1.66% | 0.03% |
Loan mix (Q2 2026): real estate $579.5M · commercial $58.7M · consumer $35.5M · securities $54.9M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Tolleson Private Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.50% | 1.28% | 63th | |
Return on equity Annualized net income ÷ equity or net worth | 17.3% | 12.4% | 77th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.88% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.1% | 61.2% | 50th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Tolleson Private Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Tolleson Private Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Tolleson Private Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Tolleson Private Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.