The Stock Exchange Bank
Total assets
$309.7M
▲ +1.3% YoY
Deposits
$252.7M
▲ +0.3% YoY
Loans
$140.5M
▲ +3.6% YoY
Offices
3
ROA (annualized)
1.55%
peers 1.24%
ROE (annualized)
8.78%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.3% | +4.4% | -3.0 pts |
| Deposit growth (YoY) | +0.3% | +4.0% | -3.7 pts |
| Loan growth (YoY) | +3.5% | +5.6% | -2.0 pts |
| ROA | 1.55% | 1.24% | +0.3 pts |
| ROE | 8.8% | 11.9% | -3.1 pts |
ROA ranks in the 69th percentile of its peer group · Q2 2026
Profile
- Established
- 1903
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 1117 10th St, Woodward, OK, 73801
- County
- Woodward
- Metro area
- Woodward, OK
- Offices
- 3
- FDIC cert #
- 414
- RSSD ID
- 958558
- Latest call report
- Q2 2026
Total assets last 5 quarters
Deposits last 5 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $309.7M | $252.7M | $140.5M | $54.4M | $2.3M | 1.55% | 3.87% | 0.57% |
| Q1 2026 | $309.8M | $253.3M | $141.4M | $53.7M | $1.4M | 1.89% | 3.94% | 0.23% |
| Q4 2025 | $290.4M | $234.1M | $145.0M | $52.4M | $3.4M | 1.13% | 3.73% | 0.32% |
| Q3 2025 | $295.9M | $240.4M | $142.6M | $52.6M | $2.6M | 1.16% | 3.67% | 0.20% |
| Q2 2025 | $305.6M | $252.0M | $135.7M | $50.8M | $1.8M | 1.17% | 3.57% | 0.23% |
Loan mix (Q2 2026): real estate $87.4M · commercial $20.8M · consumer $15.1M · securities $83.0M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | The Stock Exchange Bank | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.55% | 1.24% | 69th | |
Return on equity Annualized net income ÷ equity or net worth | 8.8% | 11.9% | 31th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.87% | 3.96% | 45th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.6% | 62.9% | 15th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | The Stock Exchange Bank | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | The Stock Exchange Bank | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | The Stock Exchange Bank | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | The Stock Exchange Bank | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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