The Maries County Bank
Total assets
$600.5M
▼ -1.0% YoY
Deposits
$518.5M
▼ -1.1% YoY
Loans
$376.3M
▲ +8.8% YoY
Offices
12
MARIES COUNTY BCORP INC
ROA (annualized)
1.05%
peers 1.28%
ROE (annualized)
8.05%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | The Maries County Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.0% | +4.9% | -5.9 pts |
| Deposit growth (YoY) | -1.1% | +4.3% | -5.4 pts |
| Loan growth (YoY) | +8.8% | +5.3% | +3.4 pts |
| ROA | 1.05% | 1.28% | -0.2 pts |
| ROE | 8.1% | 12.4% | -4.4 pts |
ROA ranks in the 35th percentile of its peer group · Q2 2026
Profile
- Established
- 1900
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- MARIES COUNTY BCORP INC
- Specialization
- Agricultural Specialization
- Address
- 205 Highway 63 N, Vienna, MO, 65582
- County
- Maries
- Offices
- 12
- FDIC cert #
- 8576
- RSSD ID
- 441359
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $600.5M | $518.5M | $376.3M | $79.4M | $3.2M | 1.05% | 4.22% | 0.08% |
| Q1 2026 | $601.5M | $520.1M | $364.5M | $78.7M | $1.7M | 1.12% | 4.14% | 0.10% |
| Q4 2025 | $607.1M | $525.9M | $359.4M | $78.5M | $6.4M | 1.06% | 3.91% | 0.15% |
| Q3 2025 | $600.3M | $521.5M | $353.5M | $75.9M | $4.7M | 1.03% | 3.86% | 0.19% |
| Q2 2025 | $606.5M | $524.1M | $346.0M | $71.7M | $2.8M | 0.93% | 3.78% | 0.33% |
| Q1 2025 | $604.3M | $531.7M | $343.7M | $70.2M | $1.2M | 0.82% | 3.62% | 0.23% |
| Q4 2024 | $604.0M | $530.0M | $340.7M | $67.5M | $3.2M | 0.54% | 3.37% | 0.23% |
| Q3 2024 | $601.5M | $504.6M | $334.4M | $70.9M | $2.3M | 0.52% | 3.28% | 0.26% |
Loan mix (Q2 2026): real estate $295.9M · commercial $22.7M · consumer $42.5M · securities $175.4M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | The Maries County Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.05% | 1.28% | 35th | |
Return on equity Annualized net income ÷ equity or net worth | 8.1% | 12.4% | 22th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.22% | 3.89% | 69th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 68.1% | 61.2% | 70th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | The Maries County Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | The Maries County Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | The Maries County Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | The Maries County Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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