CharterBench

The Bank of Brodhead

BankStateBrodhead, WI·Est. 1896·www.bankofbrodhead.com·FDIC #2455Compare ⇄
Total assets
$421.9M
+14.7% YoY
Deposits
$338.2M
+16.7% YoY
Loans
$293.5M
+13.8% YoY
Offices
4
BRODHEAD BANCSHARES INC
ROA (annualized)
0.73%
peers 1.24%
ROE (annualized)
8.17%
peers 11.87%

Peer comparison 1,900 banks with 100M-500M in assets

MetricThe Bank of BrodheadPeer medianΔ
Asset growth (YoY)+14.7%+4.4%+10.3 pts
Deposit growth (YoY)+16.8%+4.0%+12.8 pts
Loan growth (YoY)+13.8%+5.6%+8.2 pts
ROA0.73%1.24%-0.5 pts
ROE8.2%11.9%-3.7 pts

ROA ranks in the 21st percentile of its peer group · Q2 2026

Profile

Established
1896
Charter
State
Primary regulator
FED
Holding company
BRODHEAD BANCSHARES INC
Specialization
Commercial Lending Specialization
Address
806 E Exchange St, Brodhead, WI, 53520
County
Green
Metro area
Madison, WI
Offices
4
FDIC cert #
2455
RSSD ID
517441
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$421.9M$338.2M$293.5M$37.4M$1.5M0.73%3.20%0.87%
Q1 2026$416.7M$336.9M$285.9M$36.7M$773K0.75%3.13%1.26%
Q4 2025$409.2M$328.6M$284.8M$36.7M$2.4M0.63%3.13%0.98%
Q3 2025$397.5M$321.7M$272.8M$35.6M$1.7M0.62%3.21%0.09%
Q2 2025$367.9M$289.7M$257.9M$34.1M$876K0.50%3.16%0.08%
Q1 2025$351.3M$287.7M$240.7M$33.6M$426K0.49%3.12%0.10%
Q4 2024$340.1M$273.1M$233.0M$32.8M$2.2M0.69%2.84%0.12%
Q3 2024$330.7M$263.9M$226.4M$34.6M$1.6M0.67%2.81%0.10%

Loan mix (Q2 2026): real estate $246.2M · commercial $34.6M · consumer $2.0M · securities $95.9M

Ratio pack Q2 2026 · peer medians from 1900 institutions

Profitability
RatioThe Bank of BrodheadTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.73%Q3 2024 → Q2 20261.24%
21th
Return on equity
Annualized net income ÷ equity or net worth
8.2%Q3 2024 → Q2 202611.9%
27th
Net interest margin
Interest income − interest expense, ÷ assets
3.20%Q3 2024 → Q2 20263.96%
16th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
68.8%Q3 2024 → Q2 202662.9%
66th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioThe Bank of BrodheadTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioThe Bank of BrodheadTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioThe Bank of BrodheadTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioThe Bank of BrodheadTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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