Sunrise Bank
Total assets
$622.9M
▲ +4.5% YoY
Deposits
$544.2M
▲ +4.0% YoY
Loans
$497.6M
▲ +7.5% YoY
Offices
4
SUNRISE BANCSHARES INC
ROA (annualized)
1.29%
peers 1.28%
ROE (annualized)
14.88%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Sunrise Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.5% | +4.9% | -0.5 pts |
| Deposit growth (YoY) | +4.0% | +4.3% | -0.3 pts |
| Loan growth (YoY) | +7.5% | +5.3% | +2.1 pts |
| ROA | 1.29% | 1.28% | +0.0 pts |
| ROE | 14.9% | 12.4% | +2.4 pts |
ROA ranks in the 51st percentile of its peer group · Q2 2026
Profile
- Established
- 2005
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- SUNRISE BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 109 E Church St, Orlando, FL, 32801
- County
- Orange
- Metro area
- Orlando-Kissimmee-Sanford, FL
- Offices
- 4
- FDIC cert #
- 58029
- RSSD ID
- 3370133
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $622.9M | $544.2M | $497.6M | $52.6M | $3.9M | 1.29% | 3.47% | 0.08% |
| Q1 2026 | $599.8M | $527.9M | $461.5M | $52.5M | $1.9M | 1.27% | 3.37% | 0.09% |
| Q4 2025 | $600.3M | $527.6M | $446.2M | $53.3M | $8.0M | 1.33% | 3.47% | 0.05% |
| Q3 2025 | $608.6M | $535.6M | $460.7M | $52.7M | $5.7M | 1.27% | 3.45% | 0.00% |
| Q2 2025 | $596.3M | $523.2M | $463.0M | $51.1M | $3.5M | 1.19% | 3.41% | 0.00% |
| Q1 2025 | $601.2M | $530.2M | $469.1M | $49.1M | $1.7M | 1.14% | 3.38% | 0.15% |
| Q4 2024 | $579.8M | $511.2M | $455.1M | $46.6M | $5.5M | 1.02% | 3.26% | 0.00% |
| Q3 2024 | $577.4M | $508.2M | $446.0M | $46.6M | $3.9M | 0.97% | 3.21% | 0.42% |
Loan mix (Q2 2026): real estate $428.8M · commercial $74.7M · consumer $294K · securities $102.1M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Sunrise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.29% | 1.28% | 51th | |
Return on equity Annualized net income ÷ equity or net worth | 14.9% | 12.4% | 66th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.47% | 3.89% | 27th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.8% | 61.2% | 45th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Sunrise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Sunrise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Sunrise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Sunrise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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