No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $169.5M | $139.6M | $92.3M | $13.3M | $655K | 0.79% | 2.54% | 0.00% |
| Q1 2026 | $157.9M | $132.5M | $82.3M | $12.0M | $397K | 0.97% | 2.51% | 0.00% |
| Q4 2025 | $169.6M | $133.5M | $79.5M | $12.5M | $1.3M | 0.85% | 2.41% | 0.00% |
| Q3 2025 | $166.1M | $132.9M | $78.6M | $11.5M | $1.1M | 0.92% | 2.40% | 0.00% |
| Q2 2025 | $150.0M | $124.3M | $73.3M | $9.1M | $352K | 0.46% | 2.36% | 0.00% |
| Q1 2025 | $153.2M | $123.4M | $74.1M | $11.1M | $206K | 0.54% | 2.37% | 0.00% |
| Q4 2024 | $154.2M | $123.4M | $74.0M | $11.1M | $443K | 0.30% | 2.29% | 0.00% |
| Q3 2024 | $152.4M | $120.1M | $72.7M | $11.4M | $387K | 0.35% | 2.31% | 0.00% |
Loan mix (Q2 2026): real estate $50.7M · commercial $27.9M · consumer $2.8M · securities $68.1M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.79% | 1.24% | — | |
Return on equity Annualized net income ÷ equity or net worth | 10.4% | 11.9% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 2.54% | 3.96% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner |
Peer lists, growth filters, CSV export, CRM push.
| 82.4% |
| 62.9% |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | State Bank of Reeseville | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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