Premier Bank
Total assets
$357.7M
▲ +3.0% YoY
Deposits
$304.8M
▲ +4.0% YoY
Loans
$263.2M
▲ +4.7% YoY
Offices
3
PREMIER FINANCIAL CORP
ROA (annualized)
1.15%
ROE (annualized)
14.28%
Peer comparison
No peer data.
Profile
- Established
- 1998
- Charter
- State
- Primary regulator
- FED
- Holding company
- PREMIER FINANCIAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 2625 Nw Arterial, Dubuque, IA, 52002
- County
- Dubuque
- Metro area
- Dubuque, IA
- Offices
- 3
- FDIC cert #
- 34849
- RSSD ID
- 2687133
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $357.7M | $304.8M | $263.2M | $28.7M | $2.1M | 1.15% | 3.34% | 0.22% |
| Q1 2026 | $370.7M | $316.4M | $250.5M | $29.5M | $1.0M | 1.09% | 3.25% | 0.23% |
| Q4 2025 | $364.7M | $309.7M | $252.8M | $29.6M | $3.0M | 0.84% | 3.03% | 0.19% |
| Q3 2025 | $344.8M | $289.1M | $250.1M | $28.8M | $2.1M | 0.78% | 2.98% | 0.20% |
| Q2 2025 | $347.5M | $293.1M | $251.4M | $28.0M | $1.3M | 0.73% | 2.92% | 0.21% |
| Q1 2025 | $358.5M | $303.7M | $252.3M | $27.6M | $619K | 0.68% | 2.89% | 0.20% |
| Q4 2024 | $371.2M | $303.0M | $257.4M | $27.7M | $1.7M | 0.45% | 2.32% | 0.91% |
| Q3 2024 | $375.9M | $297.0M | $257.5M | $27.8M | $1.2M | 0.43% | 2.21% | 0.69% |
Loan mix (Q2 2026): real estate $218.5M · commercial $44.3M · consumer $2.1M · securities $54.1M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Premier Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.15% | 1.24% | — | |
Return on equity Annualized net income ÷ equity or net worth | 14.3% | 11.9% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.34% | 3.96% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.2% | 62.9% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Premier Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Premier Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Premier Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Premier Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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