Platte Valley Bank
Total assets
$1.25B
▲ +9.8% YoY
Deposits
$1.07B
▲ +11.7% YoY
Loans
$922.8M
▲ +5.7% YoY
Offices
12
PLATTE VALLEY FINL SERVICE COMPANIES
ROA (annualized)
1.23%
peers 1.26%
ROE (annualized)
12.79%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Platte Valley Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.8% | +5.5% | +4.4 pts |
| Deposit growth (YoY) | +11.7% | +5.1% | +6.6 pts |
| Loan growth (YoY) | +5.7% | +5.9% | -0.2 pts |
| ROA | 1.23% | 1.26% | -0.0 pts |
| ROE | 12.8% | 12.2% | +0.6 pts |
ROA ranks in the 47th percentile of its peer group · Q2 2026
Profile
- Established
- 1996
- Charter
- State
- Primary regulator
- FED
- Holding company
- PLATTE VALLEY FINL SERVICE COMPANIES
- Specialization
- Agricultural Specialization
- Address
- 1212 Circle Dr, Scottsbluff, NE, 69361
- County
- Scotts Bluff
- Metro area
- Scottsbluff, NE
- Offices
- 12
- FDIC cert #
- 34211
- RSSD ID
- 2465881
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.25B | $1.07B | $922.8M | $118.9M | $7.5M | 1.23% | 4.25% | 0.44% |
| Q1 2026 | $1.23B | $1.05B | $940.5M | $116.8M | $3.6M | 1.20% | 4.21% | 0.54% |
| Q4 2025 | $1.17B | $974.6M | $917.1M | $114.0M | $14.0M | 1.23% | 4.14% | 0.44% |
| Q3 2025 | $1.13B | $953.6M | $884.5M | $111.6M | $10.3M | 1.22% | 4.12% | 0.52% |
| Q2 2025 | $1.14B | $960.1M | $873.0M | $109.1M | $6.7M | 1.19% | 4.02% | 0.60% |
| Q1 2025 | $1.13B | $955.9M | $875.4M | $106.5M | $3.0M | 1.08% | 3.88% | 0.96% |
| Q4 2024 | $1.11B | $913.8M | $858.2M | $104.2M | $11.5M | 1.04% | 3.70% | 0.74% |
| Q3 2024 | $1.10B | $912.0M | $852.7M | $103.4M | $8.3M | 1.00% | 3.64% | 0.70% |
Loan mix (Q2 2026): real estate $545.3M · commercial $174.6M · consumer $64.1M · securities $148.5M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Platte Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.23% | 1.26% | 47th | |
Return on equity Annualized net income ÷ equity or net worth | 12.8% | 12.2% | 55th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.25% | 3.70% | 79th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.0% | 59.0% | 53th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Platte Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Platte Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Platte Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Platte Valley Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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