Planters Bank & Trust Company
Total assets
$2.71B
▲ +26.9% YoY
Deposits
$2.28B
▲ +25.2% YoY
Loans
$1.79B
▲ +41.5% YoY
Offices
33
PLANTERS HOLDING CO
ROA (annualized)
1.32%
peers 1.26%
ROE (annualized)
11.63%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +26.9% | +5.5% | +21.4 pts |
| Deposit growth (YoY) | +25.2% | +5.1% | +20.2 pts |
| Loan growth (YoY) | +41.5% | +5.9% | +35.6 pts |
| ROA | 1.32% | 1.26% | +0.1 pts |
| ROE | 11.6% | 12.2% | -0.5 pts |
ROA ranks in the 56th percentile of its peer group · Q2 2026
Profile
- Established
- 1920
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- PLANTERS HOLDING CO
- Specialization
- Commercial Lending Specialization
- Address
- 212 Catchings Ave, Indianola, MS, 38751
- County
- Sunflower
- Metro area
- Indianola, MS
- Offices
- 33
- FDIC cert #
- 8235
- RSSD ID
- 972648
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.71B | $2.28B | $1.79B | $313.3M | $16.4M | 1.32% | 3.98% | 0.44% |
| Q1 2026 | $2.69B | $2.28B | $1.74B | $305.6M | $8.2M | 1.39% | 4.12% | 0.38% |
| Q4 2025 | $2.06B | $1.76B | $1.27B | $227.9M | $17.5M | 0.84% | 2.91% | 0.46% |
| Q3 2025 | $2.07B | $1.78B | $1.28B | $220.7M | $13.4M | 0.86% | 2.82% | 0.43% |
| Q2 2025 | $2.14B | $1.82B | $1.26B | $212.4M | $8.9M | 0.86% | 2.76% | 0.24% |
| Q1 2025 | $2.09B | $1.78B | $1.26B | $204.0M | $4.0M | 0.79% | 2.69% | 0.25% |
| Q4 2024 | $2.00B | $1.69B | $1.25B | $200.8M | $13.3M | 0.66% | 2.50% | 0.27% |
| Q3 2024 | $2.06B | $1.69B | $1.28B | $202.8M | $9.8M | 0.64% | 2.46% | 0.36% |
Loan mix (Q2 2026): real estate $1.47B · commercial $185.8M · consumer $27.0M · securities $679.0M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.32% | 1.26% | 56th | |
Return on equity Annualized net income ÷ equity or net worth | 11.6% | 12.2% | 47th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.98% | 3.70% | 67th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.0% | 59.0% | 50th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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