Origin Bank
Total assets
$10.18B
▲ +6.2% YoY
Deposits
$8.72B
▲ +6.4% YoY
Loans
$7.98B
▲ +4.9% YoY
Offices
59
ORIGIN BCORP INC
ROA (annualized)
1.23%
peers 1.23%
ROE (annualized)
10.59%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Origin Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.2% | +5.9% | +0.3 pts |
| Deposit growth (YoY) | +6.4% | +5.7% | +0.8 pts |
| Loan growth (YoY) | +4.9% | +6.9% | -2.0 pts |
| ROA | 1.23% | 1.23% | +0.0 pts |
| ROE | 10.6% | 11.2% | -0.6 pts |
ROA ranks in the 50th percentile of its peer group · Q2 2026
Profile
- Established
- 1912
- Charter
- State
- Primary regulator
- FED
- Holding company
- ORIGIN BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 3921 Elm St, Choudrant, LA, 71227
- County
- Lincoln
- Metro area
- Ruston, LA
- Offices
- 59
- FDIC cert #
- 12614
- RSSD ID
- 667757
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $10.18B | $8.72B | $7.98B | $1.19B | $61.3M | 1.23% | 3.83% | 0.78% |
| Q1 2026 | $10.09B | $8.79B | $7.77B | $1.15B | $26.1M | 1.06% | 3.77% | 0.87% |
| Q4 2025 | $9.62B | $8.35B | $7.58B | $1.13B | $73.3M | 0.76% | 3.71% | 0.85% |
| Q3 2025 | $9.69B | $8.43B | $7.44B | $1.12B | $42.7M | 0.59% | 3.65% | 0.92% |
| Q2 2025 | $9.58B | $8.20B | $7.60B | $1.14B | $39.1M | 0.81% | 3.60% | 0.91% |
| Q1 2025 | $9.67B | $8.40B | $7.50B | $1.13B | $23.6M | 0.98% | 3.54% | 0.86% |
| Q4 2024 | $9.59B | $8.28B | $7.49B | $1.10B | $78.1M | 0.80% | 3.34% | 0.82% |
| Q3 2024 | $9.88B | $8.55B | $7.87B | $1.10B | $61.3M | 0.83% | 3.28% | 0.71% |
Loan mix (Q2 2026): real estate $5.33B · commercial $1.62B · consumer $18.2M · securities $1.15B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Origin Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.23% | 1.23% | 50th | |
Return on equity Annualized net income ÷ equity or net worth | 10.6% | 11.3% | 44th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.83% | 3.55% | 67th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.0% | 54.9% | 58th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Origin Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Origin Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Origin Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Origin Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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