No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $196.3M | $159.8M | $160.5M | $24.8M | $1.2M | 1.29% | 4.73% | 0.24% |
| Q1 2026 | $181.9M | $150.6M | $149.4M | $24.2M | $585K | 1.31% | 4.80% | 0.26% |
| Q4 2025 | $176.3M | $142.7M | $143.7M | $23.6M | $2.0M | 1.25% | 4.85% | 0.27% |
| Q3 2025 | $168.3M | $142.7M | $130.8M | $24.8M | $1.4M | 1.19% | 4.76% | 0.28% |
| Q2 2025 | $162.2M | $131.4M | $122.7M | $24.3M | $926K | 1.20% | 4.77% | 0.23% |
| Q1 2025 | $156.8M | $126.1M | $113.2M | $23.9M | $509K | 1.35% | 4.73% | 0.22% |
| Q4 2024 | $144.3M | $114.4M | $104.3M | $23.3M | $1.7M | 1.13% | 4.66% | 0.93% |
| Q3 2024 | $148.1M | $117.1M | $103.0M | $24.4M | $1.2M | 1.06% | 4.60% | 0.68% |
Loan mix (Q2 2026): real estate $136.7M · commercial $23.9M · consumer $581K · securities $9.1M
| Ratio | Oklahoma Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.29% | 1.24% | 54th | |
Return on equity Annualized net income ÷ equity or net worth | 9.9% | 11.9% | 38th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.73% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 53.0% | 62.9% | 23th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Oklahoma Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Oklahoma Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Oklahoma Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Oklahoma Capital Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.