No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $3.40B | $2.93B | $2.57B | $385.5M | $33.0M | 1.98% | 5.59% | 0.71% |
| Q1 2026 | $3.34B | $2.89B | $2.52B | $373.4M | $15.8M | 1.91% | 5.46% | 0.47% |
| Q4 2025 | $3.27B | $2.83B | $2.47B | $362.2M | $57.5M | 1.80% | 5.49% | 0.37% |
| Q3 2025 | $3.29B | $2.91B | $2.41B | $301.2M | $43.7M | 1.84% | 5.45% | 0.42% |
| Q2 2025 | $3.23B | $2.81B | $2.42B | $285.8M | $26.7M | 1.71% | 5.33% | 0.37% |
| Q1 2025 | $3.13B | $2.78B | $2.36B | $274.6M | $14.0M | 1.82% | 5.20% | 0.39% |
| Q4 2024 | $3.03B | $2.68B | $2.24B | $261.2M | $37.4M | 1.31% | 4.49% | 0.37% |
| Q3 2024 | $2.95B | $2.64B | $2.11B | $237.0M | $27.3M | 1.29% | 4.32% | 0.17% |
Loan mix (Q2 2026): real estate $1.85B · commercial $596.7M · consumer $9.8M · securities $443.4M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Northrim Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.98% | 1.26% | 87th | |
Return on equity Annualized net income ÷ equity or net worth | 17.6% | 12.2% | 85th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.59% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.2% | 59.0% | 43th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Northrim Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Northrim Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Northrim Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Northrim Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.