Newport Federal Bank
Total assets
$276.8M
▲ +0.8% YoY
Deposits
$250.5M
▼ -0.2% YoY
Loans
$130.4M
▲ +5.5% YoY
Offices
2
UNITED TENNESSEE BANKSHARES
ROA (annualized)
0.83%
peers 1.24%
ROE (annualized)
9.91%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Newport Federal Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.8% | +4.4% | -3.5 pts |
| Deposit growth (YoY) | -0.2% | +4.0% | -4.2 pts |
| Loan growth (YoY) | +5.5% | +5.6% | -0.1 pts |
| ROA | 0.83% | 1.24% | -0.4 pts |
| ROE | 9.9% | 11.9% | -2.0 pts |
ROA ranks in the 26th percentile of its peer group · Q2 2026
Profile
- Established
- 1934
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- UNITED TENNESSEE BANKSHARES
- Specialization
- All Other Under 1 Billion
- Address
- 170 W Broadway, Newport, TN, 37821
- County
- Cocke
- Metro area
- Newport, TN
- Offices
- 2
- FDIC cert #
- 29089
- RSSD ID
- 894272
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $276.8M | $250.5M | $130.4M | $23.2M | $1.2M | 0.83% | 2.80% | 0.35% |
| Q1 2026 | $280.2M | $253.7M | $128.2M | $23.3M | $550K | 0.79% | 2.72% | 0.12% |
| Q4 2025 | $274.8M | $247.9M | $125.9M | $23.4M | $2.0M | 0.73% | 2.57% | 0.16% |
| Q3 2025 | $273.9M | $248.1M | $122.1M | $22.4M | $1.5M | 0.71% | 2.53% | 0.31% |
| Q2 2025 | $274.5M | $251.0M | $123.6M | $20.3M | $981K | 0.72% | 2.47% | 0.25% |
| Q1 2025 | $274.3M | $250.7M | $122.3M | $20.5M | $421K | 0.62% | 2.39% | 0.05% |
| Q4 2024 | $270.7M | $248.2M | $119.8M | $19.1M | $1.3M | 0.47% | 2.26% | 0.25% |
| Q3 2024 | $271.1M | $247.2M | $118.7M | $20.7M | $1.0M | 0.51% | 2.26% | 0.23% |
Loan mix (Q2 2026): real estate $128.5M · commercial $938K · consumer $3.2M · securities $122.5M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Newport Federal Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.83% | 1.24% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 9.9% | 11.9% | 38th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.80% | 3.96% | 6th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 64.3% | 62.9% | 54th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Newport Federal Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Newport Federal Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Newport Federal Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Newport Federal Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Coffee County BankManchester, TN · $427.6M
- Peoples BankClifton, TN · $445.3M
- Patriot BankMillington, TN · $451.2M
- Peoples Bank of East TennesseeMadisonville, TN · $456.1M
- Bank3Memphis, TN · $491.8M
- Astra BankScandia, KS · $423.3M
Selling to Newport Federal Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.