Midwest Bank
Total assets
$1.24B
▲ +2.3% YoY
Deposits
$1.04B
▲ +6.3% YoY
Loans
$897.9M
▲ +0.8% YoY
Offices
11
MIDWEST BANC HOLDING CO
ROA (annualized)
1.10%
peers 1.26%
ROE (annualized)
12.84%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Midwest Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.3% | +5.5% | -3.2 pts |
| Deposit growth (YoY) | +6.3% | +5.1% | +1.3 pts |
| Loan growth (YoY) | +0.8% | +5.9% | -5.1 pts |
| ROA | 1.10% | 1.26% | -0.2 pts |
| ROE | 12.8% | 12.2% | +0.7 pts |
ROA ranks in the 37th percentile of its peer group · Q2 2026
Profile
- Established
- 1882
- Charter
- State
- Primary regulator
- FED
- Holding company
- MIDWEST BANC HOLDING CO
- Specialization
- Agricultural Specialization
- Address
- 114 W Main St, Pierce, NE, 68767
- County
- Pierce
- Metro area
- Norfolk, NE
- Offices
- 11
- FDIC cert #
- 13255
- RSSD ID
- 669555
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.24B | $1.04B | $897.9M | $109.3M | $6.8M | 1.10% | 3.69% | 0.33% |
| Q1 2026 | $1.25B | $1.06B | $901.9M | $105.2M | $3.1M | 0.98% | 3.63% | 0.29% |
| Q4 2025 | $1.25B | $1.04B | $927.7M | $105.0M | $10.3M | 0.86% | 3.37% | 0.39% |
| Q3 2025 | $1.25B | $1.02B | $919.6M | $100.5M | $7.8M | 0.87% | 3.32% | 0.18% |
| Q2 2025 | $1.21B | $979.3M | $890.6M | $93.7M | $4.7M | 0.80% | 3.25% | 0.07% |
| Q1 2025 | $1.17B | $941.0M | $858.6M | $92.6M | $2.3M | 0.79% | 3.20% | 0.00% |
| Q4 2024 | $1.17B | $936.9M | $866.6M | $91.9M | $6.9M | 0.62% | 2.99% | 0.00% |
| Q3 2024 | $1.14B | $959.7M | $804.4M | $92.6M | $4.9M | 0.60% | 2.97% | 0.01% |
Loan mix (Q2 2026): real estate $552.7M · commercial $96.0M · consumer $12.6M · securities $226.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Midwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.10% | 1.26% | 37th | |
Return on equity Annualized net income ÷ equity or net worth | 12.8% | 12.2% | 55th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.69% | 3.70% | 49th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.6% | 59.0% | 62th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Midwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Midwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Midwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Midwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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