Charter no longer appears in the FDIC active list. Figures below are from its last filing. All recent changes →
| Metric | Meadows Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.4% | +5.5% | +1.9 pts |
| Deposit growth (YoY) | -7.6% | +5.1% | -12.7 pts |
| Loan growth (YoY) | +10.6% | +6.0% | +4.7 pts |
| ROA | 1.48% | 1.26% | +0.2 pts |
| ROE | 10.8% | 12.2% | -1.3 pts |
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.45B | $1.07B | $1.29B | $194.5M | $5.3M | 1.48% | 4.63% | 0.94% |
| Q4 2025 | $1.42B | $1.21B | $1.25B | $197.9M | $23.8M | 1.72% | 4.73% | 0.80% |
| Q3 2025 | $1.44B | $1.24B | $1.25B | $191.2M | $17.2M | 1.67% | 4.67% | 0.76% |
| Q2 2025 | $1.39B | $1.19B | $1.22B | $184.5M | $10.7M | 1.58% | 4.60% | 1.03% |
| Q1 2025 | $1.35B | $1.16B | $1.16B | $178.4M | $4.8M | 1.43% | 4.50% | 0.93% |
| Q4 2024 | $1.32B | $1.12B | $1.16B | $182.2M | $21.5M | 1.71% | 4.76% | 0.90% |
| Q3 2024 | $1.30B | $1.10B | $1.12B | $177.2M | $16.0M | 1.71% | 4.78% | 0.52% |
Loan mix (Q1 2026): real estate $1.11B · commercial $184.8M · consumer $89K · securities $23.0M
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.48% | 1.26% | — | |
Return on equity Annualized net income ÷ equity or net worth | 10.8% | 12.2% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.63% | 3.70% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.8% |
Peer lists, growth filters, CSV export, CRM push.
| 59.0% |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Meadows Bank | Trend (7q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
6 branches in 4 counties across 2 states (+0 vs 2024) · $1.19B branch deposits. Biggest market: Clark, NV, ranked 20th with 0.8% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Clark, NV | 2 | $884.7M | 0.80% | 20th |
| Washoe, NV | 2 | $170.0M | 1.00% | 15th |
| Nye, NV | 1 | $115.4M | 15.00% | 3rd |
| 1 more county with Pro → | ||||
Nevada: 17th with 0.86% · Arizona: 108th with 0.01% · Las Vegas-Henderson-North Las Vegas metro: 20th, 0.80% · Reno metro: 15th, 0.96% ·
Branch count: 2022 6 · 2023 6 · 2024 6 · 2025 6
| Date | Role | Counterparty | Kind | Status | Regulator |
|---|---|---|---|---|---|
| May 31, 2026 | Acquirer | — | Merger | Completed | FDIC |