| Metric | Mayville Savings Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.9% | +3.0% | +6.9 pts |
| Deposit growth (YoY) | +9.9% | +2.5% | +7.4 pts |
| Loan growth (YoY) | -0.5% | +2.6% | -3.1 pts |
| ROA | 1.38% | 0.99% | +0.4 pts |
| ROE | 10.4% | 8.1% | +2.3 pts |
ROA ranks in the 71st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $84.2M | $72.9M | $46.4M | $10.9M | $551K | 1.38% | 4.02% | 0.18% |
| Q1 2026 | $77.8M | $67.0M | $44.7M | $10.5M | $226K | 1.17% | 3.91% | 0.20% |
| Q4 2025 | $76.9M | $66.2M | $45.0M | $10.4M | $747K | 0.99% | 3.69% | 0.20% |
| Q3 2025 | $73.7M | $63.0M | $43.4M | $10.2M | $543K | 0.96% | 3.63% | 0.21% |
| Q2 2025 | $76.6M | $66.4M | $46.6M | $9.9M | $327K | 0.87% | 3.51% | 0.20% |
| Q1 2025 | $75.7M | $65.6M | $45.6M | $9.6M | $137K | 0.73% | 3.47% | 0.02% |
| Q4 2024 | $74.2M | $64.4M | $45.3M | $9.4M | $632K | 0.90% | 3.72% | 0.06% |
| Q3 2024 | $70.1M | $60.5M | $45.9M | $9.3M | $459K | 0.88% | 3.74% | 0.06% |
Loan mix (Q2 2026): real estate $41.5M · commercial $4.7M · consumer $419K · securities $16.1M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Mayville Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.38% | 0.99% | 71th | |
Return on equity Annualized net income ÷ equity or net worth | 10.4% | 8.1% | 64th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.02% | 3.88% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.9% | 70.8% | 17th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Mayville Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Mayville Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Mayville Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Mayville Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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