| Metric | Maverick Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +122.1% | +4.9% | +117.2 pts |
| Deposit growth (YoY) | +119.2% | +4.3% | +114.9 pts |
| Loan growth (YoY) | +105.7% | +5.3% | +100.3 pts |
| ROA | 2.43% | 1.28% | +1.1 pts |
| ROE | 21.7% | 12.5% | +9.2 pts |
ROA ranks in the 94th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $809.1M | $710.5M | $449.0M | $94.0M | $8.3M | 2.43% | 5.62% | 0.05% |
| Q1 2026 | $780.3M | $687.3M | $419.8M | $88.8M | $3.5M | 2.25% | 5.73% | 0.03% |
| Q4 2025 | $467.7M | $416.3M | $266.0M | $48.0M | $7.1M | 1.90% | 5.16% | 0.05% |
| Q3 2025 | $418.8M | $372.1M | $255.7M | $44.0M | $3.7M | 1.40% | 5.11% | 0.08% |
| Q2 2025 | $364.4M | $324.1M | $218.3M | $38.2M | $2.1M | 1.30% | 5.08% | 0.14% |
| Q1 2025 | $333.6M | $296.1M | $188.1M | $35.6M | $939K | 1.21% | 4.91% | 0.18% |
| Q4 2024 | $286.8M | $250.8M | $150.8M | $34.4M | $2.9M | 1.17% | 4.78% | 0.29% |
| Q3 2024 | $283.2M | $245.7M | $123.2M | $35.5M | $2.0M | 1.16% | 4.67% | 0.12% |
Loan mix (Q2 2026): real estate $286.1M · commercial $108.7M · consumer $5.1M · securities $269.1M
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.43% | 1.28% | 94th | |
Return on equity Annualized net income ÷ equity or net worth | 21.7% | 12.5% | 91st | |
Net interest margin Interest income − interest expense, ÷ assets | 5.62% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 43.2% | 61.1% | 8th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Maverick Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
| Date | Role | Counterparty | Kind | Status | Regulator |
|---|---|---|---|---|---|
| Jan 23, 2026 | Acquirer | — | Merger | Completed | FDIC |
| Sep 23, 2025 | Acquirer | Tejas Bank | Merger | Completed | Federal Reserve |
9 branches in 9 counties across 1 state (+1 vs 2025) · $710.5M branch deposits. Biggest market: Ward, TX, ranked 1st with 50.3% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Ward, TX | 1 | $275.8M | 50.32% | 1st |
| Lubbock, TX | 1 | $192.2M | 1.36% | 17th |
| Jeff Davis, TX | 1 | $46.7M | 100.00% | 1st |
| 6 more counties with Pro → | ||||
Texas: 189th with 0.04% · Lubbock metro: 16th, 1.54% · Odessa metro: 24th, 0.52% ·
Branch count: 2022 3 · 2023 3 · 2024 5 · 2025 8 · 2026 9
Technology spend up 34% in 2025. Pro shows the figures, trend and peer comparison.
Technology spend is part of CharterBench Pro — on every bank page, in the screener and in the account brief.
Banks itemize data processing on Schedule RI-E when it exceeds $100,000 and 7% of other non-interest expense; most community banks itemize at year-end only, so figures are full calendar years. Peer group: banks in the same asset band. Not available for credit unions (the NCUA call report has no comparable line).