| Metric | Landmark Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +12.5% | +4.4% | +8.2 pts |
| Deposit growth (YoY) | +10.6% | +4.0% | +6.6 pts |
| Loan growth (YoY) | +8.4% | +5.6% | +2.8 pts |
| ROA | 0.72% | 1.24% | -0.5 pts |
| ROE | 7.1% | 11.9% | -4.8 pts |
ROA ranks in the 21st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $229.8M | $204.0M | $166.1M | $24.9M | $877K | 0.72% | 4.46% | 1.93% |
| Q1 2026 | $233.3M | $207.9M | $163.8M | $24.7M | $475K | 0.75% | 4.28% | 1.67% |
| Q4 2025 | $271.3M | $245.8M | $162.5M | $24.7M | $1.3M | 0.61% | 4.51% | 1.37% |
| Q3 2025 | $211.3M | $191.1M | $156.8M | $19.3M | $1.0M | 0.66% | 4.74% | 1.68% |
| Q2 2025 | $204.2M | $184.5M | $153.2M | $18.9M | $647K | 0.62% | 4.65% | 1.73% |
| Q1 2025 | $204.7M | $185.4M | $147.6M | $18.6M | $229K | 0.44% | 4.39% | 2.07% |
| Q4 2024 | $215.7M | $197.3M | $147.8M | $17.7M | $683K | 0.33% | 4.07% | 1.90% |
| Q3 2024 | $198.0M | $179.2M | $143.1M | $17.8M | $431K | 0.28% | 4.09% | 2.53% |
Loan mix (Q2 2026): real estate $147.0M · commercial $13.3M · consumer $6.9M · securities $28.6M
| Ratio | Landmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.72% | 1.24% | 21th | |
Return on equity Annualized net income ÷ equity or net worth | 7.1% | 11.9% | 23th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.46% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.3% | 62.9% | 80th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Landmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Landmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Landmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Landmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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