JD Bank
Total assets
$1.26B
▲ +4.1% YoY
Deposits
$1.12B
▲ +7.1% YoY
Loans
$771.6M
▲ +1.8% YoY
Offices
25
JD BANCSHARES INC
ROA (annualized)
1.11%
peers 1.26%
ROE (annualized)
10.93%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | JD Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.1% | +5.5% | -1.4 pts |
| Deposit growth (YoY) | +7.1% | +5.1% | +2.1 pts |
| Loan growth (YoY) | +1.8% | +5.9% | -4.1 pts |
| ROA | 1.11% | 1.26% | -0.2 pts |
| ROE | 10.9% | 12.2% | -1.2 pts |
ROA ranks in the 38th percentile of its peer group · Q2 2026
Profile
- Established
- 1947
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- JD BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 507 N Main St, Jennings, LA, 70546
- County
- Jefferson Davis
- Metro area
- Jennings, LA
- Offices
- 25
- FDIC cert #
- 16546
- RSSD ID
- 980531
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.26B | $1.12B | $771.6M | $130.5M | $7.0M | 1.11% | 4.28% | 0.45% |
| Q1 2026 | $1.26B | $1.12B | $762.9M | $126.5M | $3.3M | 1.05% | 4.24% | 0.47% |
| Q4 2025 | $1.26B | $1.12B | $762.8M | $125.9M | $14.1M | 1.16% | 4.23% | 0.54% |
| Q3 2025 | $1.22B | $1.06B | $762.5M | $120.4M | $10.5M | 1.16% | 4.23% | 0.56% |
| Q2 2025 | $1.21B | $1.05B | $757.8M | $112.6M | $6.5M | 1.08% | 4.17% | 0.63% |
| Q1 2025 | $1.19B | $1.07B | $723.8M | $109.7M | $3.2M | 1.08% | 4.07% | 0.65% |
| Q4 2024 | $1.20B | $1.03B | $717.2M | $105.3M | $14.7M | 1.24% | 4.14% | 0.64% |
| Q3 2024 | $1.19B | $1.02B | $720.8M | $111.7M | $11.1M | 1.26% | 4.17% | 0.62% |
Loan mix (Q2 2026): real estate $680.0M · commercial $66.9M · consumer $30.2M · securities $336.4M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | JD Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.11% | 1.26% | 38th | |
Return on equity Annualized net income ÷ equity or net worth | 10.9% | 12.2% | 41th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.28% | 3.70% | 80th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 70.6% | 59.0% | 80th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | JD Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | JD Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | JD Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | JD Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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