Intrust Bank, National Association
Total assets
$6.76B
▼ -0.4% YoY
Deposits
$5.95B
▼ -3.4% YoY
Loans
$4.30B
▲ +3.8% YoY
Offices
40
INTRUST FINANCIAL CORP
ROA (annualized)
1.40%
peers 1.26%
ROE (annualized)
19.88%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.4% | +5.5% | -5.9 pts |
| Deposit growth (YoY) | -3.4% | +5.1% | -8.4 pts |
| Loan growth (YoY) | +3.8% | +5.9% | -2.2 pts |
| ROA | 1.40% | 1.26% | +0.1 pts |
| ROE | 19.9% | 12.2% | +7.7 pts |
ROA ranks in the 62nd percentile of its peer group · Q2 2026
Profile
- Established
- 1876
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- INTRUST FINANCIAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 105 N Main St, Wichita, KS, 67202
- County
- Sedgwick
- Metro area
- Wichita, KS
- Offices
- 40
- FDIC cert #
- 4799
- RSSD ID
- 557858
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $6.76B | $5.95B | $4.30B | $501.4M | $47.8M | 1.40% | 3.56% | 0.39% |
| Q1 2026 | $6.78B | $6.04B | $4.24B | $478.8M | $22.5M | 1.31% | 3.48% | 0.38% |
| Q4 2025 | $6.97B | $6.29B | $4.14B | $463.1M | $83.0M | 1.20% | 3.25% | 0.46% |
| Q3 2025 | $6.80B | $6.05B | $4.10B | $451.6M | $58.8M | 1.13% | 3.18% | 0.53% |
| Q2 2025 | $6.79B | $6.16B | $4.15B | $416.6M | $37.9M | 1.09% | 3.13% | 0.53% |
| Q1 2025 | $7.09B | $6.48B | $4.16B | $420.4M | $16.9M | 0.96% | 2.96% | 0.63% |
| Q4 2024 | $7.06B | $6.49B | $4.05B | $377.8M | $57.2M | 0.79% | 2.67% | 0.42% |
| Q3 2024 | $7.28B | $6.65B | $4.05B | $432.2M | $40.7M | 0.75% | 2.60% | 0.22% |
Loan mix (Q2 2026): real estate $2.34B · commercial $1.43B · consumer $168.7M · securities $1.80B
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.40% | 1.26% | 62th | |
Return on equity Annualized net income ÷ equity or net worth | 19.9% | 12.2% | 90th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.56% | 3.70% | 41th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.1% | 59.0% | 50th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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