Interaudi Bank
Total assets
$2.68B
▲ +9.5% YoY
Deposits
$2.34B
▲ +10.0% YoY
Loans
$1.63B
▲ +11.3% YoY
Offices
2
ROA (annualized)
1.24%
peers 1.26%
ROE (annualized)
12.32%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Interaudi Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.6% | +5.5% | +4.1 pts |
| Deposit growth (YoY) | +10.0% | +5.1% | +4.9 pts |
| Loan growth (YoY) | +11.3% | +5.9% | +5.4 pts |
| ROA | 1.24% | 1.26% | -0.0 pts |
| ROE | 12.3% | 12.2% | +0.2 pts |
ROA ranks in the 48th percentile of its peer group · Q2 2026
Profile
- Established
- 1983
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 19 E 54th St, New York, NY, 10022
- County
- New York
- Metro area
- New York-Newark-Jersey City, NY-NJ-PA
- Offices
- 2
- FDIC cert #
- 24516
- RSSD ID
- 538802
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.68B | $2.34B | $1.63B | $270.9M | $16.4M | 1.24% | 3.14% | 1.68% |
| Q1 2026 | $2.66B | $2.32B | $1.58B | $262.7M | $7.7M | 1.17% | 3.03% | 1.71% |
| Q4 2025 | $2.63B | $2.30B | $1.52B | $266.0M | $28.0M | 1.12% | 3.00% | 1.74% |
| Q3 2025 | $2.50B | $2.18B | $1.47B | $257.6M | $20.3M | 1.11% | 3.00% | 1.67% |
| Q2 2025 | $2.44B | $2.13B | $1.46B | $249.4M | $12.8M | 1.05% | 2.95% | 1.78% |
| Q1 2025 | $2.39B | $2.07B | $1.44B | $242.3M | $5.7M | 0.93% | 2.86% | 1.78% |
| Q4 2024 | $2.46B | $2.09B | $1.38B | $246.3M | $26.9M | 1.15% | 2.80% | 1.53% |
| Q3 2024 | $2.38B | $2.07B | $1.36B | $238.6M | $18.6M | 1.08% | 2.86% | 1.63% |
Loan mix (Q2 2026): real estate $1.36B · commercial $196.7M · consumer $4.1M · securities $588.5M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Interaudi Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.24% | 1.26% | 48th | |
Return on equity Annualized net income ÷ equity or net worth | 12.3% | 12.2% | 51th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.14% | 3.70% | 20th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 53.8% | 59.0% | 34th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Interaudi Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Interaudi Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Interaudi Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Interaudi Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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