Hibernia Bank
Total assets
$256.6M
▲ +6.9% YoY
Deposits
$210.0M
▲ +2.6% YoY
Loans
$210.5M
▲ +12.2% YoY
Offices
5
ROA (annualized)
0.11%
peers 1.24%
ROE (annualized)
0.80%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Hibernia Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.9% | +4.4% | +2.5 pts |
| Deposit growth (YoY) | +2.6% | +4.0% | -1.4 pts |
| Loan growth (YoY) | +12.2% | +5.6% | +6.7 pts |
| ROA | 0.11% | 1.24% | -1.1 pts |
| ROE | 0.8% | 11.9% | -11.1 pts |
ROA ranks in the 5th percentile of its peer group · Q2 2026
Profile
- Established
- 1886
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 325 Carondelet St, New Orleans, LA, 70130
- County
- Orleans
- Metro area
- New Orleans-Metairie, LA
- Offices
- 5
- FDIC cert #
- 27752
- RSSD ID
- 872579
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $256.6M | $210.0M | $210.5M | $33.7M | $135K | 0.11% | 2.62% | 1.13% |
| Q1 2026 | $244.7M | $210.0M | $194.5M | $33.5M | $-12K | -0.02% | 2.48% | 1.21% |
| Q4 2025 | $246.0M | $211.2M | $185.9M | $33.5M | $-718K | -0.29% | 2.18% | 1.24% |
| Q3 2025 | $242.3M | $206.9M | $188.7M | $33.9M | $-349K | -0.19% | 2.23% | 1.90% |
| Q2 2025 | $240.2M | $204.7M | $187.6M | $34.0M | $-285K | -0.23% | 2.16% | 2.44% |
| Q1 2025 | $254.4M | $218.7M | $189.1M | $34.1M | $-182K | -0.28% | 2.03% | 2.03% |
| Q4 2024 | $258.5M | $222.5M | $192.2M | $34.2M | $-1.7M | -0.64% | 1.92% | 2.16% |
| Q3 2024 | $265.3M | $227.9M | $199.2M | $35.2M | $-821K | -0.40% | 1.94% | 2.29% |
Loan mix (Q2 2026): real estate $210.7M · commercial $906K · consumer $166K · securities $138K
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Hibernia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.11% | 1.24% | 5th | |
Return on equity Annualized net income ÷ equity or net worth | 0.8% | 11.9% | 4th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.62% | 3.96% | 4th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 94.1% | 62.9% | 96th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Hibernia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Hibernia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Hibernia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Hibernia Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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