Hatboro Federal Savings, FA
Total assets
$597.8M
▲ +3.9% YoY
Deposits
$444.0M
▲ +3.8% YoY
Loans
$479.2M
▲ +4.8% YoY
Offices
4
ROA (annualized)
0.94%
peers 1.28%
ROE (annualized)
3.89%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.9% | +4.9% | -1.0 pts |
| Deposit growth (YoY) | +3.8% | +4.3% | -0.5 pts |
| Loan growth (YoY) | +4.8% | +5.3% | -0.6 pts |
| ROA | 0.94% | 1.28% | -0.3 pts |
| ROE | 3.9% | 12.4% | -8.5 pts |
ROA ranks in the 27th percentile of its peer group · Q2 2026
Profile
- Established
- 1941
- Charter
- OCC
- Primary regulator
- OCC
- Specialization
- Mortgage Lending Specialization
- Address
- 221 S York Rd, Hatboro, PA, 19040
- County
- Montgomery
- Metro area
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Offices
- 4
- FDIC cert #
- 30155
- RSSD ID
- 995272
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $597.8M | $444.0M | $479.2M | $144.3M | $2.8M | 0.94% | 2.97% | 0.52% |
| Q1 2026 | $590.5M | $437.9M | $469.0M | $143.1M | $1.6M | 1.11% | 3.15% | 0.53% |
| Q4 2025 | $585.5M | $434.9M | $474.5M | $141.8M | $4.2M | 0.73% | 2.61% | 0.44% |
| Q3 2025 | $577.4M | $427.9M | $467.0M | $140.3M | $3.0M | 0.70% | 2.55% | 0.38% |
| Q2 2025 | $575.2M | $427.7M | $457.3M | $138.6M | $1.5M | 0.53% | 2.49% | 0.45% |
| Q1 2025 | $576.6M | $430.3M | $439.6M | $137.4M | $860K | 0.60% | 2.42% | 0.49% |
| Q4 2024 | $574.2M | $429.7M | $436.0M | $136.1M | $3.6M | 0.65% | 2.24% | 0.50% |
| Q3 2024 | $564.7M | $419.5M | $424.5M | $136.4M | $3.0M | 0.70% | 2.26% | 0.48% |
Loan mix (Q2 2026): real estate $482.9M · commercial $0 · consumer $0 · securities $34.5M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.94% | 1.28% | 27th | |
Return on equity Annualized net income ÷ equity or net worth | 3.9% | 12.4% | 9th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.97% | 3.89% | 10th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.8% | 61.2% | 36th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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