CharterBench

GreenWay Bank

BankOCCVan Wert, OH·Est. 1889·www.greenwaybank.com·FDIC #29495Compare ⇄
Total assets
$402.3M
+1.4% YoY
Deposits
$336.0M
-1.9% YoY
Loans
$212.7M
+13.9% YoY
Offices
2
VWF BCORP INC
ROA (annualized)
0.07%
peers 1.24%
ROE (annualized)
0.83%
peers 11.87%

Peer comparison 1,900 banks with 100M-500M in assets

MetricGreenWay BankPeer medianΔ
Asset growth (YoY)+1.4%+4.4%-2.9 pts
Deposit growth (YoY)-1.9%+4.0%-5.9 pts
Loan growth (YoY)+13.9%+5.6%+8.3 pts
ROA0.07%1.24%-1.2 pts
ROE0.8%11.9%-11.0 pts

ROA ranks in the 4th percentile of its peer group · Q2 2026

Profile

Established
1889
Charter
OCC
Primary regulator
OCC
Holding company
VWF BCORP INC
Specialization
Commercial Lending Specialization
Address
976 S Shannon St, Van Wert, OH, 45891
County
Van Wert
Metro area
Van Wert, OH
Offices
2
FDIC cert #
29495
RSSD ID
380878
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$402.3M$336.0M$212.7M$33.0M$137K0.07%2.55%0.23%
Q1 2026$387.8M$320.1M$205.7M$33.0M$263K0.27%2.41%0.32%
Q4 2025$384.8M$320.1M$199.6M$33.5M$457K0.12%2.58%0.09%
Q3 2025$399.4M$343.0M$192.8M$33.0M$162K0.06%2.55%0.16%
Q2 2025$396.6M$342.6M$186.8M$32.4M$-134K-0.07%2.49%0.03%
Q1 2025$372.2M$306.0M$166.6M$32.7M$-252K-0.29%2.38%0.21%
Q4 2024$328.9M$292.8M$148.5M$33.1M$-3.6M-1.22%2.29%0.19%
Q3 2024$318.5M$250.9M$134.1M$31.3M$-1.5M-0.69%2.24%0.19%

Loan mix (Q2 2026): real estate $180.5M · commercial $31.9M · consumer $1.3M · securities $160.2M

Ratio pack Q2 2026 · peer medians from 1900 institutions

Profitability
RatioGreenWay BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.07%Q3 2024 → Q2 20261.24%
4th
Return on equity
Annualized net income ÷ equity or net worth
0.8%Q3 2024 → Q2 202611.9%
5th
Net interest margin
Interest income − interest expense, ÷ assets
2.55%Q3 2024 → Q2 20263.96%
3th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
96.2%Q3 2024 → Q2 202662.9%
97th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioGreenWay BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioGreenWay BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioGreenWay BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioGreenWay BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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