Greenville National Bank
Total assets
$641.5M
▲ +4.9% YoY
Deposits
$541.5M
▲ +4.7% YoY
Loans
$448.6M
▲ +4.6% YoY
Offices
10
GREENVILLE NATIONAL BCORP
ROA (annualized)
1.68%
peers 1.28%
ROE (annualized)
13.80%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.9% | +4.9% | +0.0 pts |
| Deposit growth (YoY) | +4.7% | +4.3% | +0.4 pts |
| Loan growth (YoY) | +4.6% | +5.3% | -0.8 pts |
| ROA | 1.68% | 1.28% | +0.4 pts |
| ROE | 13.8% | 12.4% | +1.4 pts |
ROA ranks in the 74th percentile of its peer group · Q2 2026
Profile
- Established
- 1934
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- GREENVILLE NATIONAL BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 446 S Broadway St, Greenville, OH, 45331
- County
- Darke
- Metro area
- Greenville, OH
- Offices
- 10
- FDIC cert #
- 13703
- RSSD ID
- 295011
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $641.5M | $541.5M | $448.6M | $80.0M | $5.4M | 1.68% | 4.31% | 0.11% |
| Q1 2026 | $647.7M | $539.6M | $434.0M | $77.7M | $2.5M | 1.59% | 4.18% | 0.07% |
| Q4 2025 | $623.5M | $529.8M | $434.1M | $75.4M | $9.5M | 1.54% | 4.20% | 0.06% |
| Q3 2025 | $617.2M | $517.7M | $434.3M | $75.4M | $6.8M | 1.47% | 4.12% | 0.06% |
| Q2 2025 | $611.3M | $517.1M | $428.9M | $71.2M | $4.3M | 1.39% | 4.01% | 0.11% |
| Q1 2025 | $626.3M | $529.6M | $419.1M | $68.8M | $2.0M | 1.28% | 3.85% | 0.06% |
| Q4 2024 | $606.5M | $524.3M | $414.6M | $64.7M | $8.3M | 1.41% | 3.94% | 0.06% |
| Q3 2024 | $611.7M | $529.5M | $401.1M | $68.4M | $6.1M | 1.38% | 3.88% | 0.16% |
Loan mix (Q2 2026): real estate $359.9M · commercial $39.3M · consumer $32.2M · securities $105.9M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Greenville National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.68% | 1.28% | 74th | |
Return on equity Annualized net income ÷ equity or net worth | 13.8% | 12.4% | 59th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.31% | 3.89% | 74th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.3% | 61.2% | 17th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Greenville National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Greenville National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Greenville National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Greenville National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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