Goppert Financial Bank
Total assets
$312.0M
▲ +10.8% YoY
Deposits
$269.3M
▲ +11.7% YoY
Loans
$200.7M
▲ +17.3% YoY
Offices
5
GOPPERT FINANCIAL CORP
ROA (annualized)
1.30%
peers 1.24%
ROE (annualized)
12.95%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Goppert Financial Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +10.8% | +4.4% | +6.5 pts |
| Deposit growth (YoY) | +11.7% | +4.0% | +7.7 pts |
| Loan growth (YoY) | +17.4% | +5.6% | +11.8 pts |
| ROA | 1.30% | 1.24% | +0.1 pts |
| ROE | 12.9% | 11.9% | +1.1 pts |
ROA ranks in the 54th percentile of its peer group · Q2 2026
Profile
- Established
- 1879
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- GOPPERT FINANCIAL CORP
- Specialization
- Agricultural Specialization
- Address
- 710 Oak St, Lathrop, MO, 64465
- County
- Clinton
- Metro area
- Kansas City, MO-KS
- Offices
- 5
- FDIC cert #
- 8569
- RSSD ID
- 815053
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $312.0M | $269.3M | $200.7M | $31.4M | $2.0M | 1.30% | 4.12% | 0.00% |
| Q1 2026 | $310.2M | $268.0M | $194.1M | $30.6M | $997K | 1.31% | 4.09% | 0.00% |
| Q4 2025 | $296.4M | $254.4M | $183.0M | $30.5M | $4.1M | 1.44% | 4.17% | 0.00% |
| Q3 2025 | $284.9M | $243.4M | $181.0M | $29.7M | $3.1M | 1.49% | 4.15% | 0.00% |
| Q2 2025 | $281.6M | $241.1M | $171.0M | $28.9M | $2.1M | 1.52% | 4.11% | 0.00% |
| Q1 2025 | $277.2M | $237.2M | $160.6M | $28.0M | $1.0M | 1.50% | 4.05% | 0.00% |
| Q4 2024 | $274.3M | $235.0M | $156.3M | $27.7M | $4.3M | 1.63% | 4.28% | 0.00% |
| Q3 2024 | $264.9M | $226.5M | $156.5M | $26.8M | $3.1M | 1.61% | 4.27% | 0.00% |
Loan mix (Q2 2026): real estate $143.2M · commercial $35.4M · consumer $1.5M · securities $70.7M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Goppert Financial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.30% | 1.24% | — | |
Return on equity Annualized net income ÷ equity or net worth | 12.9% | 11.9% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.12% | 3.96% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.2% | 62.9% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Goppert Financial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Goppert Financial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Goppert Financial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Goppert Financial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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