Glenwood State Bank
Total assets
$352.9M
▲ +11.5% YoY
Deposits
$307.7M
▲ +10.9% YoY
Loans
$164.3M
▲ +13.2% YoY
Offices
4
GLENWOOD BCORP
ROA (annualized)
2.69%
peers 1.24%
ROE (annualized)
22.62%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Glenwood State Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.5% | +4.4% | +7.1 pts |
| Deposit growth (YoY) | +10.9% | +4.0% | +7.0 pts |
| Loan growth (YoY) | +13.2% | +5.6% | +7.6 pts |
| ROA | 2.69% | 1.24% | +1.5 pts |
| ROE | 22.6% | 11.9% | +10.8 pts |
ROA ranks in the 97th percentile of its peer group · Q2 2026
Profile
- Established
- 1899
- Charter
- State
- Primary regulator
- FED
- Holding company
- GLENWOOD BCORP
- Specialization
- All Other Under 1 Billion
- Address
- 32 N Walnut St, Glenwood, IA, 51534
- County
- Mills
- Metro area
- Omaha-Council Bluffs, NE-IA
- Offices
- 4
- FDIC cert #
- 956
- RSSD ID
- 566243
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $352.9M | $307.7M | $164.3M | $43.3M | $4.7M | 2.69% | 4.00% | 0.71% |
| Q1 2026 | $362.1M | $318.4M | $155.9M | $41.5M | $2.7M | 3.06% | 3.88% | 0.28% |
| Q4 2025 | $331.1M | $289.4M | $154.3M | $39.6M | $4.0M | 1.22% | 3.83% | 0.42% |
| Q3 2025 | $329.0M | $289.3M | $153.4M | $38.2M | $2.7M | 1.12% | 3.73% | 0.33% |
| Q2 2025 | $316.5M | $277.4M | $145.1M | $37.6M | $2.4M | 1.47% | 3.63% | 0.83% |
| Q1 2025 | $330.4M | $293.0M | $147.7M | $35.8M | $1.1M | 1.36% | 3.44% | 0.95% |
| Q4 2024 | $316.3M | $281.1M | $153.9M | $34.0M | $2.8M | 0.90% | 3.14% | 1.02% |
| Q3 2024 | $321.5M | $286.1M | $149.1M | $34.2M | $2.4M | 1.03% | 2.96% | 0.93% |
Loan mix (Q2 2026): real estate $132.9M · commercial $17.7M · consumer $5.6M · securities $145.6M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Glenwood State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.69% | 1.24% | 97th | |
Return on equity Annualized net income ÷ equity or net worth | 22.6% | 11.9% | 93th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.00% | 3.96% | 53th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 31.0% | 62.9% | 1th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Glenwood State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Glenwood State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Glenwood State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Glenwood State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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