Gateway First Bank
Total assets
$2.06B
▲ +4.3% YoY
Deposits
$1.29B
▲ +7.0% YoY
Loans
$1.59B
▲ +6.0% YoY
Offices
16
GATEWAY FIRST BCORP INC
ROA (annualized)
1.33%
peers 1.26%
ROE (annualized)
9.77%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Gateway First Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.3% | +5.5% | -1.1 pts |
| Deposit growth (YoY) | +7.0% | +5.1% | +2.0 pts |
| Loan growth (YoY) | +6.0% | +5.9% | +0.1 pts |
| ROA | 1.33% | 1.26% | +0.1 pts |
| ROE | 9.8% | 12.2% | -2.4 pts |
ROA ranks in the 57th percentile of its peer group · Q2 2026
Profile
- Established
- 1935
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- GATEWAY FIRST BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 244 S Gateway Pl, Jenks, OK, 74037
- County
- Tulsa
- Metro area
- Tulsa, OK
- Offices
- 16
- FDIC cert #
- 15118
- RSSD ID
- 3851427
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.06B | $1.29B | $1.59B | $282.1M | $13.5M | 1.33% | 3.24% | 3.64% |
| Q1 2026 | $2.01B | $1.24B | $1.53B | $277.0M | $7.8M | 1.54% | 3.23% | 2.49% |
| Q4 2025 | $2.01B | $1.21B | $1.52B | $269.5M | $10.0M | 0.51% | 3.28% | 3.70% |
| Q3 2025 | $1.97B | $1.24B | $1.51B | $266.8M | $7.1M | 0.49% | 3.25% | 2.97% |
| Q2 2025 | $1.98B | $1.20B | $1.50B | $262.7M | $4.2M | 0.43% | 3.27% | 3.03% |
| Q1 2025 | $1.90B | $1.20B | $1.42B | $262.1M | $1.8M | 0.38% | 3.22% | 3.42% |
| Q4 2024 | $1.89B | $1.08B | $1.41B | $258.5M | $16.6M | 0.83% | 3.07% | 3.46% |
| Q3 2024 | $1.92B | $1.19B | $1.38B | $259.2M | $15.1M | 0.99% | 3.03% | 2.78% |
Loan mix (Q2 2026): real estate $1.43B · commercial $126.3M · consumer $7.2M · securities $140.8M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Gateway First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.33% | 1.26% | 57th | |
Return on equity Annualized net income ÷ equity or net worth | 9.8% | 12.2% | 31th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.24% | 3.70% | 24th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.7% | 59.0% | 87th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Gateway First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Gateway First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Gateway First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Gateway First Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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