First National Bank of Eastern Arkansas
Total assets
$589.5M
▲ +3.7% YoY
Deposits
$520.3M
▲ +3.6% YoY
Loans
$370.7M
▲ +4.5% YoY
Offices
15
BANCSHARES OF EASTERN AR INC
ROA (annualized)
1.16%
peers 1.28%
ROE (annualized)
10.61%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.7% | +4.9% | -1.2 pts |
| Deposit growth (YoY) | +3.6% | +4.3% | -0.8 pts |
| Loan growth (YoY) | +4.5% | +5.3% | -0.8 pts |
| ROA | 1.16% | 1.28% | -0.1 pts |
| ROE | 10.6% | 12.4% | -1.8 pts |
ROA ranks in the 42nd percentile of its peer group · Q2 2026
Profile
- Established
- 1886
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- BANCSHARES OF EASTERN AR INC
- Specialization
- Commercial Lending Specialization
- Address
- 101 N Washington St, Forrest City, AR, 72335
- County
- St. Francis
- Metro area
- Forrest City, AR
- Offices
- 15
- FDIC cert #
- 3863
- RSSD ID
- 251745
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $589.5M | $520.3M | $370.7M | $64.2M | $3.5M | 1.16% | 3.92% | 0.41% |
| Q1 2026 | $614.9M | $542.8M | $360.1M | $65.6M | $1.6M | 1.07% | 3.77% | 0.06% |
| Q4 2025 | $595.9M | $523.7M | $357.6M | $66.4M | $8.2M | 1.42% | 3.95% | 0.01% |
| Q3 2025 | $585.1M | $516.0M | $374.2M | $63.9M | $6.0M | 1.41% | 3.91% | 0.04% |
| Q2 2025 | $568.6M | $502.3M | $354.6M | $61.2M | $3.6M | 1.26% | 3.79% | 0.23% |
| Q1 2025 | $567.1M | $501.8M | $338.3M | $59.1M | $1.7M | 1.18% | 3.73% | 0.02% |
| Q4 2024 | $563.7M | $500.1M | $320.5M | $58.4M | $7.2M | 1.30% | 3.69% | 0.06% |
| Q3 2024 | $550.7M | $488.1M | $341.1M | $57.7M | $5.5M | 1.33% | 3.67% | 0.24% |
Loan mix (Q2 2026): real estate $252.1M · commercial $59.1M · consumer $12.8M · securities $138.5M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.16% | 1.28% | 42th | |
Return on equity Annualized net income ÷ equity or net worth | 10.6% | 12.4% | 36th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.92% | 3.89% | 51th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.4% | 61.2% | 53th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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