First Command Bank
Total assets
$1.08B
▲ +2.7% YoY
Deposits
$966.1M
▲ +2.7% YoY
Loans
$488.4M
▲ +0.4% YoY
Offices
1
FIRST COMMAND FINL PLANNING EMPLOYEE STK OWNERSHIP PLAN TR
ROA (annualized)
2.31%
peers 1.26%
ROE (annualized)
25.13%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | First Command Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.7% | +5.5% | -2.8 pts |
| Deposit growth (YoY) | +2.7% | +5.1% | -2.3 pts |
| Loan growth (YoY) | +0.4% | +5.9% | -5.5 pts |
| ROA | 2.31% | 1.26% | +1.0 pts |
| ROE | 25.1% | 12.2% | +13.0 pts |
ROA ranks in the 95th percentile of its peer group · Q2 2026
Profile
- Established
- 1997
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- FIRST COMMAND FINL PLANNING EMPLOYEE STK OWNERSHIP PLAN TR
- Specialization
- All Other Over 1 Billion
- Address
- 1 Firstcomm Plz, Fort Worth, TX, 76109
- County
- Tarrant
- Metro area
- Dallas-Fort Worth-Arlington, TX
- Offices
- 1
- FDIC cert #
- 34415
- RSSD ID
- 2568063
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.08B | $966.1M | $488.4M | $105.3M | $12.5M | 2.31% | 3.59% | 0.19% |
| Q1 2026 | $1.09B | $976.6M | $490.8M | $98.8M | $5.6M | 2.07% | 3.53% | 0.16% |
| Q4 2025 | $1.08B | $971.4M | $494.7M | $93.7M | $22.2M | 2.08% | 3.60% | 0.18% |
| Q3 2025 | $1.06B | $935.7M | $490.9M | $108.7M | $17.4M | 2.18% | 3.59% | 0.05% |
| Q2 2025 | $1.05B | $940.5M | $486.5M | $102.2M | $11.0M | 2.07% | 3.57% | 0.04% |
| Q1 2025 | $1.08B | $970.6M | $482.8M | $96.8M | $5.7M | 2.13% | 3.50% | 0.03% |
| Q4 2024 | $1.06B | $964.3M | $465.9M | $91.0M | $23.9M | 2.19% | 3.30% | 0.02% |
| Q3 2024 | $1.24B | $923.1M | $461.0M | $104.3M | $17.1M | 2.07% | 3.24% | 0.02% |
Loan mix (Q2 2026): real estate $93.9M · commercial $113.9M · consumer $286.4M · securities $396.2M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | First Command Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.31% | 1.26% | 95th | |
Return on equity Annualized net income ÷ equity or net worth | 25.1% | 12.2% | 96th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.59% | 3.70% | 42th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 68.8% | 59.0% | 77th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | First Command Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | First Command Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | First Command Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | First Command Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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