Fifth District Savings Bank
Total assets
$531.8M
▼ -1.4% YoY
Deposits
$414.8M
▼ -2.3% YoY
Loans
$393.3M
▲ +3.6% YoY
Offices
7
FIFTH DISTRICT BCORP INC
ROA (annualized)
0.33%
peers 1.28%
ROE (annualized)
1.61%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.4% | +4.9% | -6.3 pts |
| Deposit growth (YoY) | -2.3% | +4.3% | -6.7 pts |
| Loan growth (YoY) | +3.6% | +5.3% | -1.7 pts |
| ROA | 0.33% | 1.28% | -0.9 pts |
| ROE | 1.6% | 12.4% | -10.8 pts |
ROA ranks in the 7th percentile of its peer group · Q2 2026
Profile
- Established
- 1926
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- FIFTH DISTRICT BCORP INC
- Specialization
- Mortgage Lending Specialization
- Address
- 4000 General Degaulle Dr, New Orleans, LA, 70114
- County
- Orleans
- Metro area
- New Orleans-Metairie, LA
- Offices
- 7
- FDIC cert #
- 27697
- RSSD ID
- 837970
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $531.8M | $414.8M | $393.3M | $111.2M | $890K | 0.33% | 2.89% | 0.07% |
| Q1 2026 | $535.3M | $419.1M | $388.3M | $110.9M | $430K | 0.32% | 2.81% | 0.02% |
| Q4 2025 | $534.2M | $418.5M | $376.4M | $110.6M | $4.2M | 0.79% | 2.56% | 0.11% |
| Q3 2025 | $539.1M | $423.5M | $379.3M | $109.8M | $3.6M | 0.91% | 2.51% | 0.04% |
| Q2 2025 | $539.3M | $424.7M | $379.6M | $108.9M | $3.2M | 1.21% | 2.44% | 0.25% |
| Q1 2025 | $530.8M | $420.5M | $376.2M | $105.3M | $78K | 0.06% | 2.37% | 0.15% |
| Q4 2024 | $527.1M | $418.6M | $367.3M | $103.9M | $-91K | -0.02% | 2.12% | 0.21% |
| Q3 2024 | $523.1M | $411.9M | $367.7M | $106.1M | $-251K | -0.07% | 2.05% | 0.13% |
Loan mix (Q2 2026): real estate $371.2M · commercial $14.8M · consumer $6.9M · securities $94.2M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.33% | 1.28% | 7th | |
Return on equity Annualized net income ÷ equity or net worth | 1.6% | 12.4% | 5th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.89% | 3.89% | 7th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 85.4% | 61.2% | 93th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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